2604 W KIRBY STREET, TAMPA, FL, 33614
Active23 days on marketListed Jul 25, 2026MLS #TB8532826
About this home
2604 W KIRBY STREET
Welcome to this beautifully updated home in the heart of Tampa. With 3 bedrooms, 2 renovated bathrooms, and a one-car garage, this move-in-ready house blends modern upgrades with everyday comfort. Inside, you'll find luxury vinyl flooring, an open layout with lots of natural light, and a kitchen with quartz countertops, solid wood cabinets, and modern finishes. Recent updates include a newer roof, AC system, energy-efficient windows, and fresh paint inside and out, giving you peace of mind. Step outside to a fully fenced backyard with lots of space for gatherings, pets, or simply relaxing in the Florida sun. The oversized lot is easy to maintain and offers many options for use. This home is just minutes from Tampa International Airport, International Plaza, parks, restaurants, shopping, and major highways, so you have easy access to everything Tampa offers. With its great style, location, and value, this is an opportunity you won't want to miss.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,111
Sqft
0.11 ac
Lot size
1
Garage
1994
Year built
One
Levels
$405
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,390 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,390/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.9%
$/sqft vs Tampa actives
$405 vs $301
Days on market
23 vs 42 typical
Where $405/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33614 — neighborhood snapshot
Population
46,218
Median age
40
Median income
$51,143
Median home value
$295,700
Avg household
2.52
Households w/ children
4,623
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $438K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
226 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 125% above the TAMPA 33614 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 2604 W KIRBY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$340,000
2516 W KIRBY STREET · same community
3 bd · 2 ba · 1,200 sqft · $283/sqft · 164 DOM
Sold · Apr ’26$399,000
5905 N EUSTACE AVENUE
3 bd · 2 ba · 1,120 sqft · $356/sqft · 6 DOM
Sold · Sep ’25$355,000
917 W IDLEWILD AVENUE
2 bd · 1 ba · 1,087 sqft · $327/sqft · 52 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2604 W KIRBY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2604 W KIRBY STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2604 W KIRBY STREET FAQs
What would the monthly payment be for 2604 W KIRBY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,390/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2604 W KIRBY STREET?+
The most recent tax bill on record (2025) was $4,584. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2604 W KIRBY STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $449,900, this home is priced right at the Tampa median.
Which schools are assigned to 2604 W KIRBY STREET?+
Crestwood Elementary School (elementary), Leto High School (high), Pierce Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$449,900 runs 125% above the TAMPA 33614 median.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $479,900, now $449,900 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY BLU · Gabriel Molinet. MLS #TB8532826.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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