484 SANTA CRUZ PLACE NE UNIT D, ST PETERSBURG, FL, 33703
Active24 days on marketListed Jul 27, 2026MLS #TB8533314
About this home
484 SANTA CRUZ PLACE NE UNIT D
Welcome to this bright and inviting 2-bedroom, 2-bathroom condo located in the desirable gated community of Placido Bayou. Filled with natural light, this well-maintained unit features luxury vinyl flooring throughout, an open and comfortable layout, and an abundance of closet and storage space. The spacious living and dining areas flow seamlessly, creating a warm and welcoming atmosphere. Enjoy the convenience of in-unit laundry and relax at the community pool just steps away. Ideally located close to downtown St. Petersburg, shopping, restaurants, parks, and easy access to I-275, this is the perfect place to call home. Don’t miss this opportunity to enjoy comfortable Florida living in a beautiful community!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
930
Sqft
0 ac
Lot size
1989
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$3 vs $340
Days on market
24 vs 57 typical
Where $3/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placido Bayou
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Placido Bayou — neighborhood snapshot
Population
1,374
Median age
58
Median income
$119,934
Median home value
$576,400
Avg household
2
Households w/ children
91%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
233 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 484 SANTA CRUZ PLACE NE UNIT D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$216,000
484 SANTA CRUZ PLACE NE UNIT G · same community
2 bd · 2 ba · 930 sqft · $232/sqft · 149 DOM
Sold · Dec ’25$205,000
476 SANTA CRUZ PLACE NE UNIT G · same community
2 bd · 2 ba · 930 sqft · $220/sqft · 91 DOM
Sold · Aug ’26$185,000
500 SANTA CRUZ PLACE NE UNIT E · same community
1 bd · 1 ba · 710 sqft · $261/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 484 SANTA CRUZ PLACE NE UNIT D — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 484 SANTA CRUZ PLACE NE UNIT D — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
484 SANTA CRUZ PLACE NE UNIT D FAQs
What would the monthly payment be for 484 SANTA CRUZ PLACE NE UNIT D?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 484 SANTA CRUZ PLACE NE UNIT D?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $2,500, this home is listed about 99% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 484 SANTA CRUZ PLACE NE UNIT D?+
North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTY UNLIMITED · BEBE Ocano. MLS #TB8533314.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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