CENTURY 21 Edge
$1,850,000$1,900,0002 bd2 ba2,297 sqft$805 /sqft≈$12,880 /mo all-in ↓

777 3RD AVENUE N UNIT 1605, ST PETERSBURG, FL, 33701

Active72 days on marketListed Aug 2, 2026MLS #TB8533340

✦ Reduced $50KWaterfrontCondominiumREFLECTION ST PETE

About this home

777 3RD AVENUE N UNIT 1605

Virtually Staged. PRICE REDUCED! Wake up to sweeping views of Mirror Lake, the downtown skyline, and Tampa Bay from this stunning 16th-floor northwest corner residence at REFLECTION St. Pete. The Lapis floor plan offers nearly 2,300 square feet with 2 bedrooms plus a DEN, 2 bathrooms, soaring 10-foot ceilings, floor-to-ceiling glass, and a private terrace showcasing unobstructed views from sunrise to sunset. Positioned above protected historic properties, this exceptional residence enjoys forever views and seamless indoor-outdoor living. Upgraded porcelain tile flows throughout the open layout. The chef-inspired kitchen features quartz countertops, panel-ready Bosch appliances, a Thermador wine refrigerator, an oversized double-waterfall island, and a window above the sink framing beautiful Mirror Lake views. The spacious primary suite includes a spa-inspired European-style wet room, upgraded designer fixtures, and both reach-in and walk-in closets. A generously sized guest bedroom and versatile den offer flexibility for guests, a home office, or media room. Two assigned parking spaces are included. Residents enjoy an extraordinary 12,000-square-foot rooftop amenity deck with a heated pool and spa, glass-enclosed fitness center, community room, outdoor kitchen, and fire pit lounge overlooking Tampa Bay. The HOA also includes a complimentary 8-passenger golf cart shuttle throughout downtown St. Petersburg. Located in the heart of Downtown St. Pete, REFLECTION is moments from restaurants, cafés, shopping, galleries, waterfront parks, Beach Drive, and the St. Pete Pier. Tampa International Airport is approximately 25 minutes away, with convenient access to I-275, Tampa, Sarasota, and the Gulf beaches. Additional building features include advanced air purification, building-wide water softening, touchless entry, and exceptional structural integrity. This is a rare opportunity to own brand-new luxury construction in one of Downtown St. Petersburg’s most desirable condominium communities. Select developer incentives are currently available for a limited time.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

2,297

Sqft

0 ac

Lot size

2

Garage

2024

Year built

One

Levels

$805

Per sqft

WaterfrontCity & Water viewNegotiablePets allowed

Inside

FlooringPorcelain Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Range Hood · Refrigerator · Washer · Water Softener · Wine Refrigerator
InteriorHigh Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofConcrete
ConstructionBlock
FoundationSlab
ViewCity · Water
FacesSoutheast
ParkingCovered · Electric Vehicle Charging Station(s) · Garage Door Opener · Guest · On Street
ExteriorBalcony · Outdoor Grill · Sidewalk

Community & fees

HOA fee$2,044/mo
Taxes (2025)$0/yr
PetsBreed Restrictions, Number Limit, Yes
CommunityDeed Restrictions · Fitness Center · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$12,880 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,983
PMI (est., until 20% equity)$694
Property tax — 2025 actual bill$0
Condo fee — from the listing$2,044
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $185,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $185,000
Interest rate6.00%
Loan term

Estimated payment

$14,576/mo

Principal & interest$9,983
PMI (est., until 20% equity)$694
Est. property taxes$1,696
HOA / condo fee$2,044
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.9M
$1.7MedgeAI estimate $1,962,440 · range $1.8M–$2.2M$2.2M

vs edgeAI estimate

−5.7%

$/sqft vs REFLECTION ST PETE

$805 vs $713

Days on market

72 vs 71 typical

Where $805/sqft sits among the 6 homes for sale in REFLECTION ST PETE

1
0
2
1
1
1 · this home
$564–608$608–652$652–695$695–739$739–783$783+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Downtown St Petersburg

Drive times from this address

Downtown Tampa≈ 27 min
Tampa Int’l Airport (TPA)≈ 27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Downtown St Petersburg — neighborhood snapshot

Population

3,169

Median age

60

Median income

$50,655

Median home value

$619,783

Avg household

1

Households w/ children

55%

For the school run

Pinellas County School District

MiddleJohn Hopkins Middle School★★★★★
ElementaryNorth Shore Elementary School★★★★★
HighSt. Petersburg High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$380K → $402K

St Petersburg median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

1 of 6

REFLECTION ST PETE have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 142% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,850,000 ▼ $50K
Aug 2, 2026Listed at $1,900,000 · 72 days on market since
2024Built · REFLECTION ST PETE

Reality check

What actually sold near 777 3RD AVENUE N UNIT 1605

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

777 3RD AVENUE N UNIT 1205Sold · Apr ’26

$1,605,000

777 3RD AVENUE N UNIT 1205 · same community

2 bd · 2 ba · 2,297 sqft · $699/sqft · 38 DOM

777 3RD AVENUE N UNIT 1203Sold · Jul ’26

$1,300,000

777 3RD AVENUE N UNIT 1203 · same community

2 bd · 2 ba · 2,048 sqft · $635/sqft · 268 DOM

777 3RD AVENUE N UNIT 804Sold · Apr ’26

$1,100,000

777 3RD AVENUE N UNIT 804 · same community

2 bd · 2 ba · 1,753 sqft · $627/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leila Sabat

Your agent

Leila Sabat

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 777 3RD AVENUE N UNIT 1605 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 777 3RD AVENUE N UNIT 1605 — before you fall in love.

See it in person

Schedule a tour

Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

777 3RD AVENUE N UNIT 1605 FAQs

What would the monthly payment be for 777 3RD AVENUE N UNIT 1605?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,880/mo — principal and interest, estimated property taxes, the $2,044/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 777 3RD AVENUE N UNIT 1605?+

The association fee works out to $2,044 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 777 3RD AVENUE N UNIT 1605?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 777 3RD AVENUE N UNIT 1605?+

The listing reports pets: Breed Restrictions, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $1,850,000, this home is listed about 341% above the St Petersburg median of $419,950. The market section on this page shows how the area is trending.

Which schools are assigned to 777 3RD AVENUE N UNIT 1605?+

John Hopkins Middle School (middle), North Shore Elementary School (elementary), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,850,000 runs 142% above the ST PETERSBURG 33701 median — but at 2,297 sqft it's also 75% larger than the typical St Petersburg listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $2,044/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04The price has already moved

Listed at $1,900,000, now $1,850,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Kim Vanherwynen. MLS #TB8533340.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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