CENTURY 21 Edge
$739,9002 bd2 ba1,209 sqft$612 /sqft≈$6,715 /mo all-in ↓

2 ADALIA AVENUE UNIT 1004, TAMPA, FL, 33606

Active79 days on marketListed Aug 20, 2026MLS #TB8533925

CondominiumADALIA BAYFRONT CONDO

About this home

2 ADALIA AVENUE UNIT 1004

Experience exceptional penthouse living in Unit 1004 at Adalia Bayfront Condominium on Davis Islands, where breathtaking panoramic views of Tampa Bay create an extraordinary waterfront lifestyle. Situated on the top floor with a desirable southern exposure, this beautifully maintained 2-bedroom, 2-bath residence offers approximately 1,209 square feet of thoughtfully designed living space, along with exclusive keyed elevator access for added privacy and security. The open-concept living and dining area is filled with natural light and flows seamlessly onto an expansive covered terrace, creating the perfect setting to enjoy morning coffee, spectacular sunsets, and the frequent sight of dolphins and manatees in the bay below. Inside, hardwood flooring, smooth ceilings, custom walnut cabinetry (Book and Bank Matched pined seamless), and walnut closet systems complement the home's elegant design. The updated kitchen features generous storage space, modern countertops, and ample workspace for everyday living and entertaining. The spacious primary suite offers direct balcony access, stunning water views, abundant closet space, and a beautifully renovated, spa-inspired bathroom with a walk-in shower. This exceptional residence includes two parking spaces, including one covered garage space, a private storage unit, and ample guest parking. Residents enjoy resort-style amenities, including a waterfront swimming pool, fitness center, outdoor grilling area, and numerous building improvements, including a resurfaced 30' x 8' balcony with southwest views of Old Tampa Bay, reconstructed seawall, exterior painting, and garage enhancements. Boat Slips Available. Ideally located just moments from Bayshore Boulevard, Tampa General Hospital, Water Street, Hyde Park, SoHo, downtown Tampa, Channelside, and Ybor City, Unit 1004 offers the perfect combination of luxury, convenience, and island living. Whether you are searching for a primary residence or a seasonal retreat, this remarkable penthouse presents a rare opportunity to experience some of the finest waterfront living that Davis Islands has to offer.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,209

Sqft

0.01 ac

Lot size

1986

Year built

One

Levels

$612

Per sqft

Water viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesMicrowave · Range · Refrigerator
InteriorNinguno
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBuilt-Up
ConstructionConcrete
FoundationSlab
ViewWater
FacesEast
ParkingAssigned · Deeded
ExteriorBalcony · Fire Pit · Hurricane Shutters · Outdoor Grill · Outdoor Kitchen · Outdoor Shower · Sauna

Community & fees

HOA fee$1,374/mo
Taxes (2025)$2,971/yr
PetsBreed Restrictions, Number Limit, Yes
CommunityBay/Harbor Front · Waterfront · Buyer Approval Required · Fitness Center · Gated Community - Guard · Gated Community - No Guard

Utilities & systems

UtilitiesCable Available · Electricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,715 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$4,656
PMI (est., until 20% equity)$277
Property tax — 2025 actual bill$248
Condo fee — from the listing$1,374
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $73,990Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $73,990
Interest rate7.50%
Loan term

Estimated payment

$6,715/mo

Principal & interest$4,656
PMI (est., until 20% equity)$277
Property taxes (actual bill)$248
HOA / condo fee$1,374
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $740K
$451KedgeAI estimate $522,122 · range $470K–$574K$769K

vs edgeAI estimate

+41.7%

$/sqft vs Tampa actives

$612 vs $275

Days on market

79 vs 55 typical

Where $612/sqft sits among the 400 Tampa actives

132
119
64
39
18
28 · this home
$148–232$232–315$315–398$398–482$482–565$565+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Davis Islands

Drive times from this address

Downtown Tampa≈ 4 min
Tampa Int’l Airport (TPA)≈ 17 min
Walt Disney World≈ 71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Davis Islands — neighborhood snapshot

Population

5,227

Median age

47

Median income

$147,819

Median home value

$1,135,067

Avg household

2

Households w/ children

783

For the school run

Hillsborough County School District

ElementaryGorrie Elementary School★★★★★
MiddleWilson Middle School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★
HighPlant High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$410K → $425K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

191 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% above the TAMPA 33606 median. See the full Tampa market guide →

Paper trail

This home's history

Aug 20, 2026Listed at $739,900 · 79 days on market since
1986Built · ADALIA BAYFRONT CONDO

Reality check

What actually sold near 2 ADALIA AVENUE UNIT 1004

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2 ADALIA AVENUE UNIT 605Sold · Jun ’26

$575,000

2 ADALIA AVENUE UNIT 605 · same community

2 bd · 2 ba · 1,209 sqft · $476/sqft · 30 DOM

2 ADALIA AVENUE UNIT 405Sold · Sep ’26

$485,000

2 ADALIA AVENUE UNIT 405 · same community

2 bd · 2 ba · 1,209 sqft · $401/sqft · 25 DOM

2 ADALIA AVENUE UNIT 802Sold · May ’26

$635,000

2 ADALIA AVENUE UNIT 802 · same community

3 bd · 2 ba · 1,592 sqft · $399/sqft · 162 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2 ADALIA AVENUE UNIT 1004 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2 ADALIA AVENUE UNIT 1004 — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2 ADALIA AVENUE UNIT 1004 FAQs

What would the monthly payment be for 2 ADALIA AVENUE UNIT 1004?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,715/mo — principal and interest, the actual property-tax bill, the $1,374/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2 ADALIA AVENUE UNIT 1004?+

The association fee works out to $1,374 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2 ADALIA AVENUE UNIT 1004?+

The most recent tax bill on record (2025) was $2,971. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2 ADALIA AVENUE UNIT 1004?+

The listing reports pets: Breed Restrictions, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $739,900, this home is listed about 72% above the Tampa median of $429,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2 ADALIA AVENUE UNIT 1004?+

Gorrie Elementary School (elementary), Wilson Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$739,900 runs 25% above the TAMPA 33606 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $1,374/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Gorrie Elementary School, Wilson Middle School, Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Gorrie Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of 54 REALTY LLC · Eric Dixon. MLS #TB8533925.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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