CENTURY 21 Edge
$165,0002 bd2 ba865 sqft$191 /sqft$2,075 /mo all-in ↓

4651 LAKE VILLA DRIVE, CLEARWATER, FL, 33762

Active9 days on marketListed Jul 31, 2026MLS #TB8534734

Priced 23% below the CLEARWATER 33762 medianVillaLAKES VILLAS CONDO I

About this home

4651 LAKE VILLA DRIVE

Check out this beautifully updated fully furnished 55+ Villa in the desirable Lakes Community. The fully renovated property will be a joy to tour. everything is done and ready for the next owner. includes awesome newer flooring, stone countertops, stainless steel appliances with an open-concept design includes a kitchen eat-in bar that overlooks the spacious living and dining areas, perfect for hosting guests. The bright Florida room offers a sunny spot, ideal for an office or crafting space. The generous primary bedroom includes double closets and an updated en-suite bath. this one is not one you want to miss and these nice 2/2's sell quickly. the last one that was almost as nice as this sold for 160,000. hurry....schedule your viewing today.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

865

Sqft

5 ac

Lot size

1976

Year built

One

Levels

$191

Per sqft

Park/Greenbelt viewNegotiable55+ communityPets allowed

Inside

FlooringLuxury Vinyl
AppliancesRange · Refrigerator
InteriorCeiling Fan(s) · Stone Counters
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewPark/Greenbelt
FacesWest
ParkingGuest
ExteriorOther

Community & fees

HOA fee$692/mo
Taxes (2025)$2,142/yr
PetsYes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,075 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$971
FHA mortgage insurance (est.)$73
Property tax — 2025 actual bill$179
HOA fee — from the listing$692
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,775Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,775
Interest rate6.00%
Loan term

Estimated payment

$2,075/mo

Principal & interest$971
FHA mortgage insurance (est.)$73
Property taxes (actual bill)$179
HOA / condo fee$692
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $165K
$95KedgeAI estimate $138,835 · range $99K$157K$172K

vs edgeAI estimate

+18.8%

$/sqft vs Clearwater actives

$191 vs $227

Days on market

9 vs 55 typical

Where $191/sqft sits among the 399 Clearwater actives

164 · this home
129
55
18
8
25
$117–207$207–296$296–386$386–476$476–566$566+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 4651 LAKE VILLA DRIVE

Drive times from this address

Downtown Tampa24 min
Tampa Int’l Airport (TPA)24 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33762 — neighborhood snapshot

Population

5,039

Median age

54

Median income

$91,024

Median home value

$332,000

Avg household

1.94

Households w/ children

420

For the school run

Pinellas County School District

ElementaryHigh Point Elementary School★★★★★
HighPinellas Park High School★★★★
MiddleFitzGerald Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$328K$306K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

226 of 399

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% below the CLEARWATER 33762 median. See the full Clearwater market guide →

Paper trail

This home's history

Jul 31, 2026Listed at $165,000 · 9 days on market since
1976Built · LAKES VILLAS CONDO I

Reality check

What actually sold near 4651 LAKE VILLA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4647 LAKE VILLA DRIVESold · Sep ’25

$160,000

4647 LAKE VILLA DRIVE · same community

2 bd · 2 ba · 865 sqft · $185/sqft · 102 DOM

4634 LAKE BOULEVARDSold · Jun ’26

$115,000

4634 LAKE BOULEVARD · same community

2 bd · 2 ba · 865 sqft · $133/sqft · 162 DOM

4638 LAKE BOULEVARD UNIT ESold · Jun ’26

$115,900

4638 LAKE BOULEVARD UNIT E · same community

2 bd · 2 ba · 865 sqft · $134/sqft · 131 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leliana Vazquez

Your agent

Leliana Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4651 LAKE VILLA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4651 LAKE VILLA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4651 LAKE VILLA DRIVE FAQs

What would the monthly payment be for 4651 LAKE VILLA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,075/mo — principal and interest, the actual property-tax bill, the $692/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4651 LAKE VILLA DRIVE?+

The association fee works out to $692 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4651 LAKE VILLA DRIVE?+

The most recent tax bill on record (2025) was $2,142. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4651 LAKE VILLA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $165,000, this home is listed about 40% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4651 LAKE VILLA DRIVE?+

High Point Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the CLEARWATER 33762 market on paper

$165,000 is 23% below the CLEARWATER 33762 median of $215,000, and at $191/sqft it sits under the Clearwater average of $275.

02Park/Greenbelt views

The park/greenbelt view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $692/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

Listing courtesy of LPT REALTY, LLC · Carl Gresen. MLS #TB8534734.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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