9520 LAKE CHRISTINA LANE, PORT RICHEY, FL, 34668
Active13 days on marketListed Aug 6, 2026MLS #TB8534913
About this home
9520 LAKE CHRISTINA LANE
Imagine waking up every morning to a peaceful lake view, enjoying your coffee beside the pool as the water comes to life with the morning sun. At 9520 Lake Christina Lane, that’s more than a beautiful view, it’s your everyday backdrop. From the moment you step through the front door, your eyes are naturally drawn through the home to the sparkling pool and the expansive waters of Lake Christina. It’s the kind of view that instantly makes you slow down, take a deep breath, and feel at home. Designed with both comfort and entertaining in mind, this 3-bedroom, 3-bathroom home offers over 2,200 square feet of living space with luxury vinyl plank flooring flowing throughout the main living areas. The spacious layout seamlessly connects the living room, family room, and kitchen, creating an inviting space for everything from holiday gatherings to quiet evenings by the wood-burning fireplace. The updated kitchen blends warmth and function with beautiful acacia wood countertops, Samsung stainless steel appliances, and generous prep space, making it just as enjoyable for everyday meals as it is for hosting family and friends. The primary suite provides a peaceful retreat with sliding glass doors leading directly to the pool and lake beyond, allowing you to begin each day with beautiful waterfront views just steps away. Guests will appreciate the beautifully remodeled bathroom featuring a stunning new shower and tub surrounded by elegant marble-inspired tile. Step outside and you’ll discover what truly makes this property unforgettable. The screened saltwater pool overlooks Lake Christina, creating the perfect setting for weekend barbecues, afternoon swims, or simply relaxing while watching the reflections dance across the water. Whether you’re enjoying a quiet evening on the covered lanai or spending time on your private dock, every day feels a little more like a getaway. Recent updates include a new roof (2023), new Hayward saltwater pool system, new pool pump, luxury vinyl plank flooring, updated kitchen finishes, and a beautifully renovated guest bathroom, allowing you to move in and immediately begin enjoying the lakefront lifestyle. Situated on approximately 0.31 acres with no HOA, a two-car garage, and convenient access to shopping, dining, parks, and the Gulf Coast, this home offers the perfect combination of comfort, convenience, and waterfront living. Some homes are simply a place to live. Others become the place you never want to leave. Come experience Lake Christina for yourself.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,215
Sqft
0.31 ac
Lot size
2
Garage
1984
Year built
One
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,403 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,403/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.4%
$/sqft vs EMBASSY HILLS
$194 vs $190
Days on market
13 vs 41 typical
Where $194/sqft sits among the 34 homes for sale in EMBASSY HILLS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Embassy Hills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Richey. See the full Port Richey guide →
Embassy Hills — neighborhood snapshot
Population
6,781
Median age
38
Median income
$55,886
Median home value
$172,709
Avg household
3
Households w/ children
758
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Richey market
$229K → $229K
Port Richey median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
19 of 34
EMBASSY HILLS have cut their price
Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 79% above the PORT RICHEY 34668 median. See the full Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 9520 LAKE CHRISTINA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$310,000
7201 MAPLEHURST DRIVE · same community
3 bd · 2 ba · 1,980 sqft · $157/sqft · 3 DOM
Sold · Jun ’26$332,000
9436 PALM AVENUE · same community
4 bd · 2 ba · 1,844 sqft · $180/sqft · 56 DOM
Sold · Dec ’25$259,000
9115 GLEN MOOR LANE · same community
2 bd · 2 ba · 1,598 sqft · $162/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 9520 LAKE CHRISTINA LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9520 LAKE CHRISTINA LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9520 LAKE CHRISTINA LANE FAQs
What would the monthly payment be for 9520 LAKE CHRISTINA LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,403/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9520 LAKE CHRISTINA LANE?+
The most recent tax bill on record (2025) was $6,256. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9520 LAKE CHRISTINA LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Richey?+
At $430,000, this home is listed about 69% above the Port Richey median of $254,450. The market section on this page shows how the area is trending.
Which schools are assigned to 9520 LAKE CHRISTINA LANE?+
Chasco Middle School (middle), Chasco Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$430,000 runs 79% above the PORT RICHEY 34668 median — but at 2,215 sqft it's also 65% larger than the typical Port Richey listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $435,000, now $430,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Christina Probeyahn. MLS #TB8534913.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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