1303 S MOODY AVENUE, TAMPA, FL, 33629
Active11 days on marketListed Aug 4, 2026MLS #TB8535573
About this home
1303 S MOODY AVENUE
Exceptional South Tampa Duplex Investment | X Flood Zone | 1303 S Moody Ave, Tampa, FL 33629 | Discover a rare opportunity to own an income-producing duplex in the heart of South Tampa, one of the city's most desirable and consistently appreciating neighborhoods. Situated in an X Flood Zone, this versatile property offers exceptional flexibility for investors, owner-occupants, or buyers seeking future redevelopment potential. This well-maintained duplex features two separate 2-bedroom, 1-bath residences, each with private living areas, full kitchens, and full-size washers and dryers included. Both units offer comfortable, identical, functional floor plans designed for long-term tenant appeal. Each residence also includes **dedicated off-street parking, while the spacious shared backyard provides additional outdoor living space rarely found in comparable South Tampa duplexes. The upstairs residence has been tastefully updated with premium granite countertops in both the kitchen and bathroom, durable tile flooring throughout, and a brand-new refrigerator, creating a move-in-ready space that appeals to both tenants and owner-occupants. Location is everything, and this property delivers. Just minutes from Hyde Park Village, Bayshore Boulevard, Midtown Tampa, Downtown Tampa, Water Street Tampa, Tampa General Hospital, The University of Tampa, International Plaza, Tampa International Airport, and MacDill Air Force Base, residents enjoy convenient access to Tampa's premier shopping, dining, entertainment, healthcare, and employment centers. The property also offers quick access to major roadways, making commuting throughout Tampa Bay simple and convenient. Whether you're searching for a South Tampa investment property, a multi-family home, a duplex for sale in Tampa, or a house-hacking opportunity where you can live in one unit while generating rental income from the other, this property checks all the boxes. Strong rental demand, an exceptional central location, off-street parking, and valuable X-flood zone designation make this an outstanding addition to any real estate portfolio. Don't miss your opportunity to own a versatile duplex in one of Tampa's highest-demand neighborhoods. Schedule your private showing today and experience the investment potential and lifestyle that make Moody Ave such an exceptional opportunity.
Facts & features
The home at a glance
4
Bedrooms
1,408
Sqft
0.11 ac
Lot size
1985
Year built
$518
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,060 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,060/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$518 vs $301
Days on market
11 vs 42 typical
Where $518/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bayshore Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Bayshore Gardens — neighborhood snapshot
Population
2,427
Median age
58
Median income
$110,956
Median home value
$608,093
Avg household
2
Households w/ children
195
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
228 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the TAMPA 33629 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 1303 S MOODY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$972,500
1407 S MOODY AVENUE · same community
4 bd · 3 ba · 1,683 sqft · $578/sqft · 5 DOM
Sold · Jul ’26$1,470,000
2351 W MISSISSIPPI AVENUE UNIT 2 · same community
5 bd · 4.5 ba · 2,718 sqft · $541/sqft · 199 DOM
Sold · May ’26$648,000
2920 W EL PRADO BOULEVARD UNIT 13
3 bd · 2.5 ba · 1,641 sqft · $395/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1303 S MOODY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1303 S MOODY AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1303 S MOODY AVENUE FAQs
What would the monthly payment be for 1303 S MOODY AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,060/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1303 S MOODY AVENUE?+
The most recent tax bill on record (2025) was $8,250. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1303 S MOODY AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $729,900, this home is listed about 62% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1303 S MOODY AVENUE?+
Plant High School (high), Mitchell Elementary School (elementary), Wilson Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Christine Mitchell. MLS #TB8535573.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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