39605 OTIS ALLEN ROAD, ZEPHYRHILLS, FL, 33540
Active10 days on marketListed Aug 5, 2026MLS #TB8536058
About this home
39605 OTIS ALLEN ROAD
Country setting this 2-bedroom, 2-bath mobile home situated on a spacious 0.93-acre AR-zoned lot. Conveniently located near shopping, hospitals, and schools, this property offers the perfect combination of privacy and accessibility. The home features a screened porch and a Florida room, providing additional space to relax and enjoy the surrounding landscape. Recent updates include a TPO roof (2022), electrical panel (2023), and an updated drainfield, offering added value and peace of mind. The AR zoning provides plenty of room for RVs, boats, trailers, and other recreational vehicles, with an existing RV hookup already in place. Whether you’re looking for a primary residence or investment opportunity, this property has plenty of potential. Cash sale only due to the age of the home.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
960
Sqft
0.93 ac
Lot size
1974
Year built
One
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,282 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,282/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+48%
$/sqft vs Zephyrhills actives
$172 vs $170
Days on market
10 vs 53 typical
Where $172/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heather Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Heather Park — neighborhood snapshot
Population
658
Median age
35
Median income
$56,142
Median home value
$135,100
Avg household
3
Households w/ children
45%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $342K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
225 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% below the ZEPHYRHILLS 33540 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 39605 OTIS ALLEN ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$235,000
8041 HAMSTER DRIVE · same community
2 bd · 2 ba · 924 sqft · $254/sqft · 7 DOM
Sold · Nov ’25$170,000
8351 CLARA DRIVE · same community
3 bd · 2 ba · 1,152 sqft · $148/sqft · 71 DOM
Sold · Dec ’25$420,000
8249 CINDY DRIVE · same community
3 bd · 2 ba · 1,500 sqft · $280/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 39605 OTIS ALLEN ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 39605 OTIS ALLEN ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
39605 OTIS ALLEN ROAD FAQs
What would the monthly payment be for 39605 OTIS ALLEN ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,282/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 39605 OTIS ALLEN ROAD?+
The most recent tax bill on record (2025) was $938. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 39605 OTIS ALLEN ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $165,000, this home is listed about 49% below the Zephyrhills median of $324,995. The market section on this page shows how the area is trending.
Which schools are assigned to 39605 OTIS ALLEN ROAD?+
Centennial Middle School (middle), Zephyrhills High School (high), Woodland Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BREWER REALTY · Christy Brewer. MLS #TB8536058.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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