13589 101ST TERRACE, SEMINOLE, FL, 33776
Active1 days on marketListed Aug 6, 2026MLS #TB8536097
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About this home
13589 101ST TERRACE
Virtually Staged. Experience the best of Florida living in this beautifully updated 4-bedroom, 2-bath home, tucked away on a quiet, private cul-de-sac in desirable unincorporated Seminole. Just a short drive from the white-sand beaches of Indian Rocks, Madeira, and Redington Beach, you'll love being minutes from waterfront dining, local shops, parks, and everything that makes the Gulf Coast so special. Inside, the open-concept layout creates a bright, welcoming atmosphere that's perfect for everyday living and entertaining guests. Recent updates include a newer roof (2023), A/C and ductwork (2024), bathroom vanities (2024), and washer & dryer (2024), offering peace of mind for years to come. The spacious kitchen showcases modern appliances, sleek finishes, abundant storage, and plenty of counter space, seamlessly connecting to the main living areas for effortless entertaining. Step outside to a spacious backyard shaded by mature oak trees, providing the perfect setting to relax, entertain, or play. NO HOA in flood zone X! Located in one of the county's highest elevations in a non-evacuation zone and zoned for highly rated Oakhurst Elementary, this home combines an unbeatable location with thoughtful updates, privacy, and convenience. Whether you're searching for a primary residence, vacation home, or seasonal retreat, this is your opportunity to enjoy the Florida lifestyle you've been dreaming of. Schedule your showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,715
Sqft
0.24 ac
Lot size
1967
Year built
One
Levels
$227
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,368 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,368/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.9%
Days on market
1 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Urban Farms
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Urban Farms — neighborhood snapshot
Population
265
Median age
50
Median income
$102,321
Median home value
$450,000
Avg household
3
Households w/ children
23%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $405K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the SEMINOLE 33776 median. See the full Seminole market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13589 101ST TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13589 101ST TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13589 101ST TERRACE FAQs
What would the monthly payment be for 13589 101ST TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,368/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13589 101ST TERRACE?+
The most recent tax bill on record (2025) was $7,907. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Seminole?+
At $615,000, this home is listed about 59% above the Seminole median of $387,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13589 101ST TERRACE?+
Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$615,000 runs 23% above the SEMINOLE 33776 median — but at 2,715 sqft it's also nearly twice the size of the typical Seminole listing.
02Fresh on the market
Only 1 day on market in a Seminole market that averages 43 — if it fits, move quickly.
03Strong assigned schools
Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of LPT REALTY, LLC · Jeremy Burgos. MLS #TB8536097.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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