CENTURY 21 Edge
$580,995$595,9954 bd3 ba3,101 sqft$187 /sqft≈$4,031 /mo all-in ↓

220 RONJA LANE, VALRICO, FL, 33594

Active64 days on marketListed Aug 8, 2026MLS #TB8536395

✦ Reduced $15KPrivate poolSingle Family ResidenceBONTERRA

About this home

220 RONJA LANE

Virtually Staged. PRIVATE POOL • 3-CAR GARAGE • 3,100+ SQ FT • NO REAR NEIGHBORS • CUL-DE-SAC • NO CDD! Welcome to 220 Ronja Lane, a spacious 4-bedroom, 3-bath Valrico pool home offering the combination buyers are searching for—space, privacy and Florida outdoor living. The screened pool and covered lanai create a private backyard retreat, while the expansive interior offers multiple living and entertaining spaces, a generous primary suite and a flexible floor plan. Step inside to a freshly painted interior and an inviting floor plan featuring a gourmet kitchen with stainless steel appliances, generous living areas, and a versatile bonus room perfect for a game room, media room, home office, or additional living space. Outside, enjoy your own private Florida retreat with a swimming pool and fenced backyard, perfect for relaxing or entertaining. Major improvements include A/C units replaced approximately four years ago and a roof replaced approximately five years ago. The garage also features convenient storage racks for added organization. Located in a desirable community with a low HOA and no CDD, this home offers an excellent combination of space, privacy, major updates, and Florida living in a fantastic Valrico location.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,101

Sqft

0.23 ac

Lot size

3

Garage

2005

Year built

Two

Levels

$187

Per sqft

Private poolPets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesCooktop · Dishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Solid Surface Counters · Solid Wood Cabinets · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric · Natural Gas

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Sidewalk

Community & fees

HOA fee$133/mo
Taxes (2025)$4,624/yr
PetsYes
CommunityGated Community - No Guard

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,031 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,135
PMI (est., until 20% equity)$218
Property tax — 2025 actual bill$385
HOA fee — from the listing$133
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,100Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,100
Interest rate6.00%
Loan term

Estimated payment

$4,031/mo

Principal & interest$3,135
PMI (est., until 20% equity)$218
Property taxes (actual bill)$385
HOA / condo fee$133
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $581K
$558KedgeAI estimate $666,810 · range $623K–$687K$714K

vs edgeAI estimate

−12.9%

$/sqft vs Valrico actives

$187 vs $212

Days on market

64 vs 54 typical

Where $187/sqft sits among the 203 Valrico actives

28
33 · this home
46
40
33
23
$150–171$171–193$193–214$214–235$235–257$257+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bonterra

Drive times from this address

Downtown Tampa≈ 21 min
Tampa Int’l Airport (TPA)≈ 34 min
Walt Disney World≈ 69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Valrico. See the full Valrico guide →

Bonterra — neighborhood snapshot

Population

837

Median age

44

Median income

$121,563

Median home value

$407,600

Avg household

3

Households w/ children

110

For the school run

Hillsborough County School District

ElementaryValrico Elementary School★★★★★
MiddleMulrennan Middle School★★★★★
HighDurant High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Valrico market

Seller’s marketSeller’s market — 2.8 months of inventoryBuyer’s market

$450K → $433K

Valrico median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

125 of 203

Valrico actives have cut their price

Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 47% above the VALRICO 33594 median. See the full Valrico market guide →

Paper trail

This home's history

CurrentPrice reduced to $580,995 ▼ $15K
Aug 8, 2026Listed at $595,995 · 64 days on market since
2005Built · BONTERRA

Reality check

What actually sold near 220 RONJA LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

214 BON VIE PLACESold · Oct ’25

$640,000

214 BON VIE PLACE · same community

5 bd · 4 ba · 3,299 sqft · $194/sqft · 0 DOM

206 RONJA LANESold · Jul ’26

$375,000

206 RONJA LANE · same community

4 bd · 2 ba · 2,279 sqft · $165/sqft · 29 DOM

2613 BONTERRA BOULEVARDSold · Nov ’25

$415,500

2613 BONTERRA BOULEVARD · same community

4 bd · 2 ba · 2,101 sqft · $198/sqft · 163 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 220 RONJA LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 220 RONJA LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

220 RONJA LANE FAQs

What would the monthly payment be for 220 RONJA LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,031/mo — principal and interest, the actual property-tax bill, the $133/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 220 RONJA LANE?+

The association fee works out to $133 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 220 RONJA LANE?+

The most recent tax bill on record (2025) was $4,624. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 220 RONJA LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Valrico?+

At $580,995, this home is listed about 32% above the Valrico median of $439,900. The market section on this page shows how the area is trending.

Which schools are assigned to 220 RONJA LANE?+

Valrico Elementary School (elementary), Mulrennan Middle School (middle), Durant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$580,995 runs 47% above the VALRICO 33594 median — but at 3,101 sqft it's also 45% larger than the typical Valrico listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Valrico Elementary School, Mulrennan Middle School, Durant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Valrico Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $595,995, now $580,995 — a $15K cut. The full history is in the market section below.

Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Chris Pace. MLS #TB8536395.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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220 RONJA LANE, VALRICO, FL — 4 Bed, 3 Bath — $580,995 | CENTURY 21 Edge