851 3RD AVENUE S, TIERRA VERDE, FL, 33715
Active1 days on marketListed Aug 7, 2026MLS #TB8536443
About this home
851 3RD AVENUE S
Perfectly positioned in one of Tampa Bay's most sought-after island communities, this beautifully updated residence combines spacious design, quality improvements, and an exceptional outdoor living experience. Step inside and be welcomed by soaring cathedral ceilings that create a bright, open atmosphere filled with natural light. The homes "split bedroom" layout offers a Master Suite Retreat with a spa like bathroom boasting a private freestanding deep soaking tub and French doors leading to your 1300 sq ft screened lanai. The thoughtfully designed floor plan features new luxury vinyl plank (LVP) flooring throughout, offering both elegance and durability for today's lifestyle. The home has been extensively updated for peace of mind with a new roof, new AC unit, new garage door, new front door, new hot water heater, new pool pump, and a reinforced foundation. Escape to your own private tropical oasis where lush landscaping surrounds the sparkling saltwater pool, creating the perfect setting for relaxing, entertaining, or enjoying Florida's year-round sunshine in complete privacy. Situated at an elevation exceeding 10 feet (did not flood), this home offers added confidence while being just minutes from Fort De Soto Park, Shell Key Preserve, Gulf beaches, marinas, and endless boating and fishing opportunities. Tierra Verde is one of Tampa Bay's premier island communities, offering a relaxed coastal lifestyle with convenient access to downtown St. Petersburg, waterfront dining, shopping, championship golf, and Tampa International Airport. Whether you're searching for a primary residence, seasonal getaway, or investment opportunity, this beautifully updated home delivers the ideal combination of location, lifestyle, and modern improvements. **Seller willing to get creative and buy the interest rate down on a new mortgage for buyer**
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,940
Sqft
0.23 ac
Lot size
2
Garage
1984
Year built
One
Levels
$566
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,143 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,143/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs TIERRA VERDE
$566 vs $404
Days on market
1 vs 100 typical
Where $566/sqft sits among the 8 homes for sale in TIERRA VERDE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tierra Verde
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tierra Verde. See the full Tierra Verde guide →
TIERRA VERDE 33715 — neighborhood snapshot
Population
7,932
Median age
62.6
Median income
$105,068
Median home value
$539,700
Avg household
1.99
Households w/ children
442
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tierra Verde market
$986K → $1.0M
Tierra Verde median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
2 of 8
TIERRA VERDE have cut their price
Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 316% above the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →
Paper trail
This home's history
Reality check
What actually sold near 851 3RD AVENUE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,125,000
422 3RD AVENUE N · same community
3 bd · 3.5 ba · 2,093 sqft · $538/sqft · 112 DOM
Sold · Apr ’26$1,160,000
842 2ND AVENUE S · same community
4 bd · 3.5 ba · 2,103 sqft · $552/sqft · 73 DOM
Sold · Sep ’25$949,000
1110 2ND AVENUE S · same community
3 bd · 2 ba · 2,126 sqft · $446/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 851 3RD AVENUE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 851 3RD AVENUE S — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
851 3RD AVENUE S FAQs
What would the monthly payment be for 851 3RD AVENUE S?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,143/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 851 3RD AVENUE S?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 851 3RD AVENUE S?+
The most recent tax bill on record (2025) was $7,434. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 851 3RD AVENUE S?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tierra Verde?+
At $1,099,000, this home is listed about 25% above the Tierra Verde median of $877,000. The market section on this page shows how the area is trending.
Which schools are assigned to 851 3RD AVENUE S?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,099,000 runs 316% above the TIERRA VERDE 33715 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Tierra Verde market that averages 100 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of WATER'S EDGE REALTY INC · David Wing. MLS #TB8536443.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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