95289 NASSAU RIVER ROAD, FERNANDINA BEACH, FL, 32034
Active31 days on marketListed Aug 20, 2026MLS #TB8536534
About this home
95289 NASSAU RIVER ROAD
A rare opportunity to own over 2 private acres on beautiful Nassau River Road. As you arrive, you'll be welcomed by a stunning tree-lined driveway that creates a picturesque entrance and an immediate sense of privacy, setting the stage for this one-of-a-kind property. The existing home offers incredible flexibility and is perfect for those looking to maximize the property's potential. Renovate the current residence into a charming guest house, mother-in-law suite, or income-producing rental while building your custom dream home on the remaining acreage. Or, start fresh with a brand-new luxury estate designed to take full advantage of this exceptional homesite. With ample space for a custom home, detached garage, workshop, pool, gardens, or additional outdoor living areas, the possibilities are endless. Create your own private family compound surrounded by mature trees and the natural beauty of Old Florida. Enjoy the peace and tranquility of country living while remaining just a short drive from Amelia Island's world-renowned beaches, historic downtown Fernandina Beach, shopping, dining, boating, fishing, and championship golf. Whether you're searching for the perfect homesite, a redevelopment opportunity, or a property with multigenerational living potential, this unique offering provides the space, privacy, and flexibility to bring your vision to life.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,624
Sqft
2.29 ac
Lot size
1956
Year built
One
Levels
$1,078
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,456 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,456/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Fernandina Beach
Get to know Fernandina Beach. See the full Fernandina Beach guide →
FERNANDINA BEACH 32034 — neighborhood snapshot
Population
39,280
Median age
56.5
Median income
$97,756
Median home value
$484,200
Avg household
2.2
Households w/ children
3,475
The numbers that matter
The Fernandina Beach market
$425K → $1.1M
Fernandina Beach median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Fernandina Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the FERNANDINA BEACH 32034 median. See the full Fernandina Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 95289 NASSAU RIVER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 95289 NASSAU RIVER ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
95289 NASSAU RIVER ROAD FAQs
What would the monthly payment be for 95289 NASSAU RIVER ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,456/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 95289 NASSAU RIVER ROAD?+
The most recent tax bill on record (2025) was $26,361. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fernandina Beach?+
At $1,750,000, this home is listed about 135% above the Fernandina Beach median of $745,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Grant Cardwell. MLS #TB8536534.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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