
95377 WILD CHERRY DRIVE, FERNANDINA BEACH, FL, 32034
Active3 days on marketListed Sep 17, 2026MLS #V4951279
About this home
95377 WILD CHERRY DRIVE
Welcome to luxury living in Amelia National, where elegance, comfort, and resort-style amenities come together in one of Fernandina Beach's most sought-after communities. Built by ICI, this 5-bedroom, 3.5-bath heated pool home boasts nearly 3,900 square feet of under-air living space, a 4-car garage, and an enviable premium lot with sparkling water views. From the moment you step inside, soaring ceilings and a wall of windows flood the home with natural light, creating a warm and inviting atmosphere. The heart of the home is its open floor plan, designed for both entertaining and everyday living. A gourmet kitchen with cambria quartz counters, high-end appliances, a gas stove, and a huge walk-in pantry flows seamlessly into the spacious living area, anchored by a stunning electric fireplace that creates a cozy focal point. The primary suite on the first floor is a private retreat featuring his-and-her walk-in closets and a spa-inspired bathroom with dual vanities and a beautifully designed walk-in shower. A second bedroom downstairs provides the perfect setup for a guest room or home office. Upstairs, you'll find three generously sized bedrooms, a loft area, and a balcony overlooking the water and backyard oasis. Step outside to your private sanctuary where a sparkling pool with jacuzzi and expansive patio invite you to relax or entertain while soaking in serene water views. Living in Amelia National means more than just owning a homeit's a lifestyle. This gated community features a Tom Fazio-designed championship golf course, a resort-style pool, Har-Tru tennis courts, a state-of-the-art fitness center, and a stunning clubhouse with fine dining and social events. With its vibrant community atmosphere and proximity to the beaches of Amelia Island and historic downtown Fernandina Beach, Amelia National is the perfect blend of luxury and leisure. This is more than a homeit's where everyday living feels like a retreat.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,881
Sqft
0.4 ac
Lot size
4
Garage
2023
Year built
Two
Levels
$438
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$11,448 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,448/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Amelia National
Get to know Fernandina Beach. See the full Fernandina Beach guide →
Amelia National — neighborhood snapshot
Population
452
Median age
40
Median income
$122,917
Median home value
$447,500
Avg household
2
Households w/ children
91%
The numbers that matter
The Fernandina Beach market
$425K → $1.1M
Fernandina Beach median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Fernandina Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% above the FERNANDINA BEACH 32034 median. See the full Fernandina Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 95377 WILD CHERRY DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 95377 WILD CHERRY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
95377 WILD CHERRY DRIVE FAQs
What would the monthly payment be for 95377 WILD CHERRY DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,448/mo — principal and interest, the actual property-tax bill, the $81/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 95377 WILD CHERRY DRIVE?+
The association fee works out to $81 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 95377 WILD CHERRY DRIVE?+
The most recent tax bill on record (2025) was $16,761. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 95377 WILD CHERRY DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fernandina Beach?+
At $1,700,000, this home is listed about 128% above the Fernandina Beach median of $745,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$1,700,000 runs 58% above the FERNANDINA BEACH 32034 median — but at 3,881 sqft it's also 53% larger than the typical Fernandina Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 3 days on market in a Fernandina Beach market that averages 84 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SIGNATURE · Stephanie Cathey. MLS #V4951279.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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