
1540 GULF BOULEVARD UNIT 1004, CLEARWATER BEACH, FL, 33767
Active1 days on marketListed Aug 7, 2026MLS #TB8536571
About this home
1540 GULF BOULEVARD UNIT 1004
There are places where you vacation, and there are places that forever change the way you live. Welcome to The Ultimar Two on Sand Key—one of the Gulf Coast's most sought after beachfront addresses—where every day begins with the shimmer of turquoise water and ends beneath breathtaking sunsets that paint the sky in unforgettable shades of gold, coral, and lavender. From the moment you enter this beautifully appointed tenth-floor residence, your eyes are immediately drawn beyond the floor-to-ceiling windows to the endless expanse of the Gulf from this coveted South facing unit. The views are mesmerizing, the natural light and the abundant winter sun is heavenly, and the gentle rhythm of the waves becomes the soundtrack to everyday life. SELLER OFFERING FINANCING for this move-in-ready, freshly painted home featuring tile flooring throughout the main living areas, kitchen, and bathrooms, along with updated flooring in both bedrooms. The open kitchen offers stainless steel appliances, generous counter space, a breakfast nook, and flows seamlessly into the living and dining areas, making it ideal for everyday living and entertaining. The spacious primary suite enjoys breathtaking Gulf views and features a walk-in closet with a closet system and an en-suite bath with a soaking tub, separate tiled shower, dual-sink vanity, and granite countertops. The guest bedroom also offers Gulf views, a walk-in closet with a closet system, and is conveniently located near the second full bath. Take a step onto your private balcony from the living room or the primary bedroom with your morning coffee as dolphins play offshore, or unwind each evening as warm sea breezes and spectacular sunsets remind you why so many dream of calling Sand Key home. Additional highlights include an assigned under building parking space (#1004) and a private storage locker (S-4), perfect for beach essentials. Life at The Ultimar extends well beyond your front door. Outdoor features include three heated pools with spas, one of which is a lap pool, three tennis courts, pickleball courts, and a basketball court, a putting greens, a croquet lawn, shuffleboard, grilling area with three gas grills, and a firepit lounge. Indoor amenities include a fully equipped fitness center, a steam room, an elegant clubhouse with a full kitchen and bar, a media room, and a billiards room. With 24-hour gated security and beautifully maintained grounds, every detail is designed for comfort and peace of mind. Perfectly positioned on the pristine beaches of Sand Key, you're just moments from boutique shopping, waterfront restaurants, charming cafés, and everyday conveniences at The Shoppes on Sand Key. Hop aboard the Jolly Trolley for a carefree ride to vibrant Clearwater Beach, or enjoy convenient access to Tampa International Airport and St. Pete–Clearwater International Airport. Whether you're searching for a luxurious primary residence, an elegant second home, or your own private beachfront retreat, this exceptional residence offers something far more valuable than real estate—it offers a way of life. A place where every sunrise inspires, every sunset captivates, and every day feels like a vacation. Don't forget about the benefits of the seller financing. Welcome home.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,255
Sqft
1992
Year built
One
Levels
$717
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,913 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,913/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18%
$/sqft vs Clearwater Beach actives
$717 vs $569
Days on market
1 vs 71 typical
Where $717/sqft sits among the 274 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sand Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Sand Key — neighborhood snapshot
Population
2,337
Median age
71
Median income
$109,542
Median home value
$727,100
Avg household
2
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $885K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
119 of 274
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1540 GULF BOULEVARD UNIT 1004
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,120,000
1540 GULF BOULEVARD UNIT 1704 · same community
2 bd · 2 ba · 1,377 sqft · $813/sqft · 88 DOM
Sold · Feb ’26$785,000
1540 GULF BOULEVARD UNIT 1805 · same community
2 bd · 2 ba · 1,100 sqft · $714/sqft · 113 DOM
Sold · Jun ’26$550,000
1540 GULF BOULEVARD UNIT 2205 · same community
1 bd · 2 ba · 1,100 sqft · $500/sqft · 54 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1540 GULF BOULEVARD UNIT 1004 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1540 GULF BOULEVARD UNIT 1004 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1540 GULF BOULEVARD UNIT 1004 FAQs
What would the monthly payment be for 1540 GULF BOULEVARD UNIT 1004?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,913/mo — principal and interest, the actual property-tax bill, the $273/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1540 GULF BOULEVARD UNIT 1004?+
The association fee works out to $273 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1540 GULF BOULEVARD UNIT 1004?+
The most recent tax bill on record (2025) was $15,432. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1540 GULF BOULEVARD UNIT 1004?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $900,000, this home is listed about 13% above the Clearwater Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1540 GULF BOULEVARD UNIT 1004?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$900,000 runs 62% above the CLEARWATER BEACH 33767 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Clearwater Beach market that averages 71 — if it fits, move quickly.
04Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Chris Arata. MLS #TB8536571.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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