6821 AMERICANA DRIVE NE UNIT 106, ST PETERSBURG, FL, 33702
Active13 days on marketListed Aug 7, 2026MLS #TB8536821
About this home
6821 AMERICANA DRIVE NE UNIT 106
Americana Cove is a 55+ waterfront boating community in northeast St. Petersburg, and this two bedroom, two bath home carries more than 1,200 square feet of living space. Built in 1987 and solid where it counts, it is ready for a new owner to make it their own. The open floor plan moves from a large living room into the dining room and kitchen and features an electric insert fireplace in the living room. The primary suite has a walk in closet and a bath with two large cedar lined storage closets. The large guest bedroom sits across the hall from the second full bath, which has a tub and shower combination, while the primary bath is a shower only. Laundry is in a utility closet off the kitchen, ceiling fans run throughout, and flooring is carpet with laminate in the kitchen and baths. The major components are in excellent shape. HVAC system and ductwork were replaced in 2025, whole house plumbing in 2015, and the water heater dates to 2014 and is covered under Duke Energy's water heater program. The long lasting roofover has been inspected with no issues. Outside, the large screened lanai is where mornings actually happen here, coffee in hand before the day warms up. The covered carport parks two vehicles plus a golf cart and has an attached storage shed for beach chairs, fishing gear, and tools. Price includes the share for the lot and ownership in the co-op. The monthly maintenance fee of $410 covers water, sewer, trash, lawn care, private streets, a 24 hour manned gate, and full access to the community amenities: clubhouse, fitness center, heated pool, fishing pier, two boat ramps, and kayak launch. This is a pet friendly 55+ community, two dogs or cats up to 35 pounds each, with a two week minimum rental period and a 675 credit score requirement for each buyer. You are ten minutes from downtown St. Petersburg, five minutes from the restaurants, grocery, and shopping along 4th Street North, close to Weedon Island Preserve, and roughly twenty minutes from both Tampa International and St. Pete-Clearwater airports. Shuffleboard tournaments, fitness classes, and a boat ramp you can walk to. Come see what a week here looks like!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,206
Sqft
0 ac
Lot size
1987
Year built
One
Levels
$124
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,540 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,540/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.8%
$/sqft vs MOBEL AMERICANA MOBILE HOME PARK UNREC
$124 vs $187
Days on market
13 vs 57 typical
Where $124/sqft sits among the 37 homes for sale in MOBEL AMERICANA MOBILE HOME PARK UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mobel Americana
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Mobel Americana — neighborhood snapshot
Population
682
Median age
66
Median income
$68,843
Median home value
$312,800
Avg household
2
Households w/ children
49%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
21 of 37
MOBEL AMERICANA MOBILE HOME PARK UNREC have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 6821 AMERICANA DRIVE NE UNIT 106
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$305,000
622 MOUNT OAK AVENUE NE UNIT 733 · same community
2 bd · 2 ba · 1,242 sqft · $246/sqft · 165 DOM
Sold · Sep ’25$255,000
210 MOUNT PINEY AVENUE NE UNIT 272 · same community
2 bd · 2 ba · 1,146 sqft · $223/sqft · 164 DOM
Sold · Mar ’26$228,000
7106 MOUNT ESSEX DRIVE NE UNIT 494 · same community
2 bd · 2 ba · 1,134 sqft · $201/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 6821 AMERICANA DRIVE NE UNIT 106 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6821 AMERICANA DRIVE NE UNIT 106 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6821 AMERICANA DRIVE NE UNIT 106 FAQs
What would the monthly payment be for 6821 AMERICANA DRIVE NE UNIT 106?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,540/mo — principal and interest, the actual property-tax bill, the $410/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6821 AMERICANA DRIVE NE UNIT 106?+
The association fee works out to $410 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6821 AMERICANA DRIVE NE UNIT 106?+
The most recent tax bill on record (2025) was $248. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6821 AMERICANA DRIVE NE UNIT 106?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $150,000, this home is listed about 65% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6821 AMERICANA DRIVE NE UNIT 106?+
Shore Acres Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Chase Walseth. MLS #TB8536821.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Petersburg homes, in your inbox
Like 6821 AMERICANA DRIVE NE UNIT 106 but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask John to ping you on any price or status change →