CENTURY 21 Edge
$524,9003 bd2 ba1,958 sqft$268 /sqft$3,815 /mo all-in ↓

4548 29TH AVENUE CIRCLE E, PALMETTO, FL, 34221

Active0 days on marketListed Aug 8, 2026MLS #TB8536828

Private poolSingle Family ResidenceSUGAR MILL LAKES PH II & III

About this home

4548 29TH AVENUE CIRCLE E

Welcome to this beautiful custom Built Neal Communities home. Completed in 2015 and thoughtfully designed for comfortable living. This exceptional residence offers 1958 heated sq feet of living space; with its open floor plan and high ceilings it feels much larger. The home is situated on just shy of half an acre which backs up to a bird sanctuary, so you will never have any back yard neighbors. Owner installed a white vinyl fence for privacy as well, that your children can have plenty of room to play and the pets will too! Step out your glass sliding doors to your Screened in lanai, with the pool enclosure. Owner has a four chair firepit and a four-person hot tub, that just had a new motor and pool pump with mainboard replaced in 2024. The gorgeous modern pool with a shallow water chair area and a water fall at the other end is so relaxing. Your pool has a saltwater system instead of the chlorine chemical system much better for your skin and swimsuits. The home!! You will immediately know this owner has pride of ownership as you walk into the entrance. You enter a long high ceiling, Foyer. Immediately to your right is an Office the owner has set up as a separate dining room. Then you walk into open area and high ceilings with a tray ceiling in great room. Great room and kitchen, overlook the pool area and large backyard. Travertine tile in Lanai and pool decking area. There is also a metered sprinkler system for your yard. the Gorgeous kitchen has Thick Granite counter tops with an island in the center of kitchen and breakfast nook area. With eating area at the island. The island has a double stainless-steel sink and a dishwasher and storage area and outlets on both sides. There is under the cabinet lighting and a coffee bar or wine cabinet space too. All appliances were replaced 6 years ago, with LG brand. Light tile throughout the home. The master Bedroom has gorgeous, laminated looks like bamboo flooring. The master suite is 19x 16 and has two walk in closets with a water closet. The floor plan is a split floor plan; there is an inside laundry room with cabinets above for extra storage. Roof was replaced in 2025. You also get a Paid in full Solar panel system. Owner paid $19,500 for it. Note the stone wall in great room matches the island and back splash. The home is centrally located to Bradenton, Sarasota, Apollo Beach, Brandon. Come see your home soon.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,958

Sqft

0.4 ac

Lot size

2

Garage

2015

Year built

One

Levels

$268

Per sqft

Private poolPool & Trees/Woods viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Split Bedroom · Tray Ceiling(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationConcrete Perimeter
ViewPool · Trees/Woods
FacesEast
ParkingDriveway · Garage Door Opener · Ground Level · Parking Pad
ExteriorHurricane Shutters · Irrigation System · Lighting · Private Entrance · Private Yard · Sidewalk

Community & fees

HOA fee$87/mo
Taxes (2025)$2,952/yr
PetsDogs OK, Yes
CommunityDeed Restrictions · Park · Playground · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Connected · Fire Hydrant · Public · Sewer Connected · Sprinkler Meter · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,815 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,090
FHA mortgage insurance (est.)$232
Property tax — 2025 actual bill$246
HOA fee — from the listing$87
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,372Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,372
Interest rate6.00%
Loan term

Estimated payment

$3,815/mo

Principal & interest$3,090
FHA mortgage insurance (est.)$232
Property taxes (actual bill)$246
HOA / condo fee$87
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $525K
$456KedgeAI estimate $509,563 · range $475K$597K$621K

vs edgeAI estimate

+3%

$/sqft vs Palmetto actives

$268 vs $205

Days on market

0 vs 56 typical

Where $268/sqft sits among the 400 Palmetto actives

98
144
73 · this home
34
14
37
$122–173$173–223$223–273$273–324$324–374$374+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside West Ellenton

Map of 4548 29TH AVENUE CIRCLE E inside its neighborhood boundary

Drive times from this address

Downtown Tampa44 min
Tampa Int’l Airport (TPA)49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

West Ellenton — neighborhood snapshot

Population

11,596

Median age

42

Median income

$64,584

Median home value

$212,982

Avg household

3

Households w/ children

929

For the school run

Manatee County School District

ElementaryBlackburn Elementary School★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$359K$355K

Palmetto median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

229 of 400

Palmetto actives have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% above the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

Aug 8, 2026Listed at $524,900 · 0 days on market since
2015Built · SUGAR MILL LAKES PH II & III

Reality check

What actually sold near 4548 29TH AVENUE CIRCLE E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4535 29TH AVENUE CIRCLE ESold · Aug ’25

$485,000

4535 29TH AVENUE CIRCLE E · same community

3 bd · 2 ba · 1,909 sqft · $254/sqft · 10 DOM

4510 29TH AVENUE CIRCLE ESold · May ’26

$375,000

4510 29TH AVENUE CIRCLE E · same community

3 bd · 2 ba · 2,036 sqft · $184/sqft · 28 DOM

2819 47TH STREET ESold · Mar ’26

$392,777

2819 47TH STREET E · same community

3 bd · 2 ba · 2,038 sqft · $193/sqft · 232 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4548 29TH AVENUE CIRCLE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4548 29TH AVENUE CIRCLE E — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4548 29TH AVENUE CIRCLE E FAQs

What would the monthly payment be for 4548 29TH AVENUE CIRCLE E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,815/mo — principal and interest, the actual property-tax bill, the $87/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4548 29TH AVENUE CIRCLE E?+

The association fee works out to $87 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4548 29TH AVENUE CIRCLE E?+

The most recent tax bill on record (2025) was $2,952. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4548 29TH AVENUE CIRCLE E?+

The listing reports pets: Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $524,900, this home is listed about 33% above the Palmetto median of $394,999. The market section on this page shows how the area is trending.

Which schools are assigned to 4548 29TH AVENUE CIRCLE E?+

Blackburn Elementary School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$524,900 runs 40% above the PALMETTO 34221 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Listed today in a Palmetto market that averages 56 — if it fits, move quickly.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Trish Brown. MLS #TB8536828.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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