5242 OPAL LANE UNIT 101, NEW PORT RICHEY, FL, 34652
Active3 days on marketListed Aug 8, 2026MLS #TB8536989
About this home
5242 OPAL LANE UNIT 101
Totally remodeled 3 Bedroom condo with 2 full bathrooms on ground floor in the waterfront community of Gulf Harbors Condo . Beautiful kitchen with Corian counter tops and stainless steel appliances. Large master bedroom with master bath and walk in closet. Available now
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,312
Sqft
0.01 ac
Lot size
1974
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$169 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$169/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Port Richey actives
$1 vs $203
Days on market
3 vs 51 typical
Where $1/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34652 — neighborhood snapshot
Population
25,900
Median age
51.8
Median income
$52,396
Median home value
$198,400
Avg household
2.19
Households w/ children
1,991
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $275K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
239 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 5242 OPAL LANE UNIT 101
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$264,000
5325 DEVRIES DRIVE
3 bd · 2 ba · 1,310 sqft · $202/sqft · 33 DOM
Sold · Feb ’26$135,000
4124 CLAREMONT DRIVE
2 bd · 1.5 ba · 1,309 sqft · $103/sqft · 4 DOM
Sold · Oct ’25$175,000
4025 STRATFIELD DRIVE
2 bd · 1.5 ba · 1,324 sqft · $132/sqft · 126 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5242 OPAL LANE UNIT 101 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5242 OPAL LANE UNIT 101 — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5242 OPAL LANE UNIT 101 FAQs
What would the monthly payment be for 5242 OPAL LANE UNIT 101?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $169/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 5242 OPAL LANE UNIT 101?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $1,295, this home is listed about 100% below the New Port Richey median of $280,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5242 OPAL LANE UNIT 101?+
Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the NEW PORT RICHEY 34652 market on paper
$1,295 is 99% below the NEW PORT RICHEY 34652 median of $225,000, and at $1/sqft it sits under the New Port Richey average of $213.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Fresh on the market
Only 3 days on market in a New Port Richey market that averages 51 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA WEST COAST HOMES, LLC · Carol Gravelin. MLS #TB8536989.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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