2991 VALENCIA LANE E, PALM HARBOR, FL, 34684
Active5 days on marketListed Aug 9, 2026MLS #TB8537220
About this home
2991 VALENCIA LANE E
BEAUTIFULLY REMODELED PALM HARBOR HOME — PRIME LOCATION, PRIVATE BACKYARD & EXCEPTIONAL FEATURES Welcome home to this beautifully remodeled 3 bedroom, 2 bathroom Palm Harbor home with a spacious 2 -car garage, ideally located just off Tampa Road. Enjoy the perfect combination of convenience, comfort, and privacy, with top-rated Palm Harbor schools, major highways, shopping, dining, Tampa, and the Gulf beaches all just minutes away. From the moment you enter, you’ll appreciate the bright, open and inviting floor plan featuring soaring cathedral ceilings and an abundance of natural light. The beautifully updated eat in kitchen is designed for both everyday living and entertaining, featuring a center island with a gorgeous quartz breakfast bar, stainless steel appliances, and plenty of cabinet and counter space. The kitchen opens to the spacious family room, complete with cathedral ceilings and a cozy fireplace—the perfect place to relax or gather with family and friends. The desirable split bedroom floor plan provides excellent privacy. Bedrooms 2 and 3 are located on the opposite side of the home and share remodeled full bathroom featuring a specialty easy-access tub, providing added convenience for those who prefer easier entry and exit. The spacious primary suite is a true retreat offering plenty of room, a large walk - in closet, and a beautifully renovated ensuite bathroom with dual vanities and a newly tiled walk -in shower. Additional features you’ll love: • Light filled living room with soaring cathedral ceiling and oversized picture window overlooking the lanai • Spacious 2car garage with laundry area, washer, dryer and utility sink • Tiled, screened\-in lanai—perfect for morning coffee, outdoor dining or relaxing in the evening • Attached deck with an electric\-powered retractable sunshade for added comfort • Fully fenced and landscaped backyard offering privacy and peaceful views of the green space behind the property Plenty of storage throughout LIVE THE PALM HARBOR LIFESTYLE This is more than just a rental—it’s a beautifully updated home in one of Palm Harbor’s most desirable areas*offering the space, privacy and convenience you’ve been looking for. Lawn service is available for an additional fee. Don’t miss the opportunity to make this beautiful Palm Harbor home your next address. Call today to schedule your private showing.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,985
Sqft
0.2 ac
Lot size
2
Garage
1984
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$184 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$184/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Harbor actives
$2 vs $260
Days on market
5 vs 49 typical
Where $2/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Valencia
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Lake Valencia — neighborhood snapshot
Population
816
Median age
42
Median income
$103,661
Median home value
$414,522
Avg household
3
Households w/ children
83%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
231 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2991 VALENCIA LANE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$595,000
3443 HYDE PARK DRIVE
4 bd · 2 ba · 1,944 sqft · $306/sqft · 5 DOM
Sold · Apr ’26$625,000
3481 NORTHRIDGE DRIVE
4 bd · 2 ba · 1,924 sqft · $325/sqft · 3 DOM
Sold · Nov ’25$615,000
3438 HYDE PARK DRIVE
3 bd · 2 ba · 1,796 sqft · $342/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2991 VALENCIA LANE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2991 VALENCIA LANE E — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2991 VALENCIA LANE E FAQs
What would the monthly payment be for 2991 VALENCIA LANE E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $184/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2991 VALENCIA LANE E?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Monthly Pet Fee, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $3,300, this home is listed about 99% below the Palm Harbor median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2991 VALENCIA LANE E?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM HARBOR 34684 market on paper
$3,300 is 99% below the PALM HARBOR 34684 median of $249,908, and at $2/sqft it sits under the Palm Harbor average of $271.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 5 days on market in a Palm Harbor market that averages 49 — if it fits, move quickly.
04Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Countryside High School — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HOMES BY SANDERS REALTY · Mike Sanders. MLS #TB8537220.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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