116 WINDY CIRCLE, BRANDON, FL, 33511
Active33 days on marketListed Sep 9, 2026MLS #TB8537343
About this home
116 WINDY CIRCLE
Virtually Staged. FLOOD ZONE X | NO HOA | 1/3 ACRE | RV/TOY-FRIENDLY. Welcome to a home designed for living large, entertaining often, and enjoying the best of the Florida lifestyle. Set on an expansive one-third-acre lot in an established Brandon neighborhood with no HOA, this four-bedroom home offers the space, flexibility, and outdoor amenities you’ll appreciate, including room to bring your RV, boat, and other toys. Inside, the open, gathering-friendly layout is centered around the kitchen, creating an easy flow between the main living spaces and making entertaining large groups a breeze. The kitchen features marble countertops and high-end stainless-steel appliances, including a brand-new range and a refrigerator replaced in 2024. A cozy fireplace adds warmth and ambiance on cooler evenings, while the flexible floor plan gives you the freedom to use the rooms however they best suit your lifestyle. The fourth bedroom could easily serve as a home office, den, or guest space. The current owners have made a substantial investment in the home, with major improvements already completed, including LVP flooring throughout, fresh interior paint (August 2026), an updated electrical panel (2019), HVAC with all-new ductwork and a fully sealed system (2024), a new metal roof (2025), and exterior paint (2025). And for added energy efficiency, solar panels help keep monthly electric costs low. Then step outside, where the home truly shines. The enormous covered lanai overlooks a private backyard oasis complete with a swimming pool and hot tub—an ideal setting for weekend gatherings, pool days, or simply relaxing at home. A separate outdoor workshop on a concrete slab with full electric provides the perfect space for projects, hobbies, storage, or all the equipment that comes with an active Florida lifestyle. Conveniently located near shopping, dining, parks, and highly regarded schools, with easy access to I-4 and the Selmon Expressway, this is a rare combination of space, updates, flexibility, and outdoor living without the restrictions of an HOA.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,838
Sqft
0.34 ac
Lot size
2
Garage
1969
Year built
One
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,134 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,134/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.4%
$/sqft vs Brandon actives
$231 vs $210
Days on market
33 vs 63 typical
Where $231/sqft sits among the 278 Brandon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Brandon
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Brandon. See the full Brandon guide →
BRANDON 33511 — neighborhood snapshot
Population
60,399
Median age
38
Median income
$77,383
Median home value
$324,900
Avg household
2.63
Households w/ children
7,399
The numbers that matter
The Brandon market
$375K → $365K
Brandon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
160 of 278
Brandon actives have cut their price
Median sold price, Brandon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the BRANDON 33511 median. See the full Brandon market guide →
Paper trail
This home's history
Reality check
What actually sold near 116 WINDY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$414,700
103 WINDY CIRCLE · same community
3 bd · 2 ba · 1,625 sqft · $255/sqft · 55 DOM
Sold · Jul ’26$315,000
3949 KING DRIVE · same community
3 bd · 2 ba · 1,410 sqft · $223/sqft · 14 DOM
Sold · Feb ’26$435,000
705 BRINTON COURT
3 bd · 2 ba · 1,847 sqft · $236/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 116 WINDY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 116 WINDY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
116 WINDY CIRCLE FAQs
What would the monthly payment be for 116 WINDY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,134/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 116 WINDY CIRCLE?+
The most recent tax bill on record (2025) was $3,404. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Brandon?+
At $425,000, this home is listed about 14% above the Brandon median of $373,950. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$425,000 runs 18% above the BRANDON 33511 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $450,000, now $425,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY AT THE LAKES · Christopher Johnson. MLS #TB8537343.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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