CENTURY 21 Edge
$3,500$3,9503 bd2.5 ba1,672 sqft$2 /sqft≈$185 /mo all-in ↓

2126 W SPRUCE STREET, TAMPA, FL, 33607

Active62 days on marketListed Aug 10, 2026MLS #TB8537475

✦ Priced 99% below the TAMPA 33607 median✦ Reduced $450Fully furnishedSingle Family ResidenceMAC FARLANES REV MAP OF ADD

About this home

2126 W SPRUCE STREET

Welcome to 2126 W Spruce Street, available FOR RENT a beautifully maintained and modernized two-story home in the heart of West Tampa. Perfect for roommates, young professionals, or a growing family, this spacious rental offers the ideal blend of comfort, style, and convenience just minutes from Tampa's most popular destinations. Inside you'll discover an open-concept floor plan featuring wood-look tile flooring, abundant natural light, and contemporary finishes throughout. The stylish living area is highlighted by a custom accent wall and flows seamlessly into the upgraded kitchen, complete with quartz countertops, a large center island with seating, stainless steel appliances, and ample cabinet space—perfect for entertaining or everyday living. Past the kitchen there is an additonal informal living space for entertaining or gathering. Upstairs, you'll find three generously sized bedrooms, including a spacious primary suite with tray ceilings, a walk-in closet, and a private ensuite bathroom featuring dual vanities. The additional bedrooms offers flexibility for family members, roommates, guests, or even a home office setup. An upstairs laundry area adds everyday convenience. Outside, there is a driveway located to the rear of the house for ample parking. Additional street parking is allowed in the front. Located in one of Tampa's most desirable and central neighborhoods, you'll enjoy easy access to Downtown Tampa, Midtown, Raymond James Stadium, Tampa International Airport, International Plaza, University of Tampa, Hyde Park, Armature Works, Ybor City, and major highways, making commuting and entertainment effortless. Rent includes lawn care service, ADT security system, and pest control service. Pets are allowed. Rental insurance required. This home is available for rent FULLY FURNISHED. Upon application approval the secuirty deposit is due at lease signing, first month rent is due on the move in date. If you're looking for a modern home with plenty of space and an unbeatable location, 2126 W Spruce Street is ready for you to call home. Schedule your private showing today before it's gone!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,672

Sqft

0.07 ac

Lot size

2018

Year built

Two

Levels

$2

Per sqft

Furnished

Inside

AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorPrimaryBedroom Upstairs · Stone Counters · Tray Ceiling(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

Community & fees

PetsCats OK, Dogs OK, Pet Deposit, Size Limit

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$185 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$21
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $123Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $123
Interest rate6.00%
Loan term

Estimated payment

$185/mo

Principal & interest$21
FHA mortgage insurance (est.)$2
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs MAC FARLANES REV MAP OF ADD

$2 vs $360

Days on market

62 vs 65 typical

Where $2/sqft sits among the 10 homes for sale in MAC FARLANES REV MAP OF ADD

0 · this home
0
2
3
3
2
$2–82$82–163$163–243$243–323$323–403$403+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Old West Tampa

Drive times from this address

Downtown Tampa≈ 5 min
Tampa Int’l Airport (TPA)≈ 13 min
Walt Disney World≈ 71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Old West Tampa — neighborhood snapshot

Population

2,058

Median age

37

Median income

$43,170

Median home value

$305,000

Avg household

2

Households w/ children

174

For the school run

Hillsborough County School District

HighBlake High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$413K → $430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

7 of 10

MAC FARLANES REV MAP OF ADD have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the TAMPA 33607 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,500 ▼ $450
Aug 10, 2026Listed at $3,950 · 62 days on market since
2018Built · MAC FARLANES REV MAP OF ADD

Reality check

What actually sold near 2126 W SPRUCE STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2727 W SPRUCE STREETSold · Sep ’26

$456,900

2727 W SPRUCE STREET · same community

4 bd · 2 ba · 1,644 sqft · $278/sqft · 1 DOM

1933 W CHESTNUT STREETSold · Dec ’25

$482,500

1933 W CHESTNUT STREET · same community

3 bd · 2.5 ba · 1,580 sqft · $305/sqft · 133 DOM

2140 W CHESTNUT STREETSold · Jun ’26

$580,000

2140 W CHESTNUT STREET · same community

3 bd · 2.5 ba · 1,820 sqft · $319/sqft · 79 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 2126 W SPRUCE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2126 W SPRUCE STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2126 W SPRUCE STREET FAQs

What would the monthly payment be for 2126 W SPRUCE STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 2126 W SPRUCE STREET?+

The listing reports pets: Cats OK, Dogs OK, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $3,500, this home is listed about 99% below the Tampa median of $434,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2126 W SPRUCE STREET?+

Blake High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the TAMPA 33607 market on paper

$3,500 is 99% below the TAMPA 33607 median of $282,500, and at $2/sqft it sits under the Tampa average of $341.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03The price has already moved

Listed at $3,950, now $3,500 — a $450 cut. The full history is in the market section below.

Listing courtesy of IMPACT REALTY TAMPA BAY · Neville Clarke. MLS #TB8537475.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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