1165 N FLORENCE AVENUE, LAKELAND, FL, 33805
Active25 days on marketListed Sep 16, 2026MLS #TB8537576
About this home
1165 N FLORENCE AVENUE
Welcome to Florence Ave... Where Personality Meets Comfort! Step into this vibrant, one-of-a-kind home nestled on a spacious corner lot in Lakeland! Full of character and thoughtful upgrades, this home is ready to welcome its next family beginning October 15, 2026!!! Featuring two generously sized bedrooms, an over-sized garage, and a brand-new closet system in the secondary bedroom, this home offers comfort and functionality with a unique twist. From the brand-new privacy fence and fresh landscaping to the updated bedrooms flooring and beautifully remodeled bathroom, every detail adds a unique touch while creating a warm, inviting feel. Enjoy the perfect blend of style, comfort, and convenience with a location that puts you close to it all! Just 2 minutes from Lakeland Regional Health Medical Center, 5 minutes to Downtown Lakeland, 8 minutes to Bonnet Springs Park, and 10 minutes to Lakeland Square Mall. Whether you're looking for your first place to call home or room for your family to grow, Florence Ave offers a fun, refreshed space with plenty of personality and everyday convenience. Your next chapter starts here! Come see what makes Florence Ave so special and schedule your tour today!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,505
Sqft
0.11 ac
Lot size
1
Garage
2012
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$1 vs $196
Days on market
25 vs 67 typical
Where $1/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Paul A Diggs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Paul A Diggs — neighborhood snapshot
Population
2,078
Median age
35
Median income
$33,040
Median home value
$169,749
Avg household
3
Households w/ children
252
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
240 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LAKELAND 33805 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1165 N FLORENCE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$270,000
1223 PARKHURST AVENUE
3 bd · 2 ba · 1,487 sqft · $182/sqft · 276 DOM
Sold · Nov ’25$202,000
712 W MYRTLE STREET
3 bd · 2 ba · 1,530 sqft · $132/sqft · 2 DOM
Sold · Dec ’25$240,000
820 MARTIN L KING JR AVENUE
3 bd · 2 ba · 1,540 sqft · $156/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 1165 N FLORENCE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1165 N FLORENCE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1165 N FLORENCE AVENUE FAQs
What would the monthly payment be for 1165 N FLORENCE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1165 N FLORENCE AVENUE?+
The listing reports pets: Monthly Pet Fee, Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $1,800, this home is listed about 99% below the Lakeland median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1165 N FLORENCE AVENUE?+
Lake Gibson Middle School (middle), Lake Gibson Senior High School (high), Wendell Watson Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY LLC · Tiana Jones. MLS #TB8537576.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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