5480 SILTSTONE STREET, LAKELAND, FL, 33811
Active61 days on marketListed Aug 11, 2026MLS #TB8537690
About this home
5480 SILTSTONE STREET
Welcome to 5480 Siltstone Street, a beautifully maintained 2022-built home located in Lakeland’s desirable Riverstone community. Offering 4 bedrooms, 2 bathrooms, a 2-car garage, and approximately 1,850 square feet of thoughtfully designed living space, this move-in-ready home combines modern finishes with a comfortable, functional layout. Step inside to a bright, open-concept floor plan where the kitchen, dining, and living areas flow seamlessly together—perfect for both everyday living and entertaining. The modern kitchen features stone countertops, stainless steel appliances, ample cabinetry, and a large center island with plenty of space for seating and meal preparation. Just beyond the living area, a covered back lanai provides additional space to relax and enjoy the Florida lifestyle. The split-bedroom floor plan offers added privacy, with the primary suite featuring a spacious bedroom, dual-sink vanity, and large walk-in closet. Three additional bedrooms provide flexibility for family, guests, a home office, or additional living space. Located in Southwest Lakeland, Riverstone offers convenient access to shopping, dining, entertainment, major roadways, and everything the growing Lakeland area has. With easy access to the Polk Parkway and I-4, commuting toward Tampa or Orlando is convenient. Skip the wait for new construction and enjoy a newer home that is ready for its next owner!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,848
Sqft
0.15 ac
Lot size
2
Garage
2022
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$1 vs $194
Days on market
61 vs 67 typical
Where $1/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
247 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the Lakeland median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 5480 SILTSTONE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$345,000
4553 WHITE MARBLE COURT · same community
4 bd · 2 ba · 1,848 sqft · $187/sqft · 24 DOM
Sold · Feb ’26$320,000
5933 SLATE ROCK DRIVE · same community
4 bd · 2 ba · 1,850 sqft · $173/sqft · 162 DOM
Sold · May ’26$338,000
5739 GREY GRANITE WAY · same community
4 bd · 2 ba · 1,812 sqft · $187/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 5480 SILTSTONE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5480 SILTSTONE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5480 SILTSTONE STREET FAQs
What would the monthly payment be for 5480 SILTSTONE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 5480 SILTSTONE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $2,200, this home is listed about 99% below the Lakeland median of $333,450. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Wil Sanders. MLS #TB8537690.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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