10626 LIBERTY BELL DRIVE, TAMPA, FL, 33647
Active53 days on marketListed Aug 21, 2026MLS #TB8537812
About this home
10626 LIBERTY BELL DRIVE
Virtually Staged. Short Sale. THIS SHORT SALE IS WITH A SECOND LIEN HOLDER AND WILL BE MUCH QUICKER THAN A NORMAL SHORT SALE! Welcome to this 5-bedroom, 3-bath home with a 3-car tandem garage, ideally situated on a premium corner lot in the gated golf course community of Heritage Isles. A two-story foyer with a soaring 19-foot ceiling and leaded glass front door creates an impressive first impression. Arched doorways, rounded corners, soaring ceilings, ceramic tile and luxury vinyl flooring in the main living areas, upgraded carpeting in the bedrooms, faux wood blinds, and designer lighting add timeless style throughout the home. The living and dining rooms just inside the front door provide the perfect space for entertaining, while the heart of the home is the stunning chef's kitchen. Designed to impress, it features polished granite countertops, a large center island with an undermount sink, rich 42-inch maple cabinetry with roll-out shelves, a spacious pantry, breakfast bar, built-in desk, sunny breakfast nook, and stainless steel appliances, including a built-in microwave, glass-top range, and side-by-side refrigerator. The kitchen opens seamlessly to the family room and covered back patio, making everyday living connected and effortless. One bedroom and a full bathroom are conveniently located on the first floor, creating the perfect guest suite, home office, or multigenerational living space. Upstairs, the spacious owner's retreat features dual walk-in closets and a luxurious ensuite bath with granite countertops, long vanity with dual sinks, a relaxing garden tub, separate walk-in shower, and private water closet. Three additional oversized bedrooms, a versatile loft, and a large bonus/media room behind double doors provide endless possibilities for a home theater, game room, fitness area, or additional living space. Recent updates include durable luxury vinyl flooring throughout the main living areas, a roof replaced in 2024, and both exterior A/C compressors upgraded for added comfort and peace of mind. Additional highlights include a security system and a 3-car tandem garage equipped with a GearTrax storage system and generator hookup. Enjoy the outstanding amenities of Heritage Isles, including a championship golf course, clubhouse, on-site restaurant, resort-style pool, fitness center, tennis courts, basketball and volleyball courts, playgrounds, parks, and walking trails. The CDD fee is included in the property taxes. Conveniently located near top-rated schools, shopping, dining, USF, major research hospitals, Downtown Tampa, and major highways, this exceptional home offers the perfect combination of luxury, space, convenience, and an active resort-style lifestyle.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,258
Sqft
0.16 ac
Lot size
3
Garage
2008
Year built
Two
Levels
$140
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,776 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,776/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.2%
$/sqft vs Tampa actives
$140 vs $289
Days on market
53 vs 64 typical
Where $140/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heritage Isles
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Heritage Isles — neighborhood snapshot
Population
2,860
Median age
37
Median income
$144,753
Median home value
$437,862
Avg household
3
Households w/ children
483
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
224 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the TAMPA 33647 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 10626 LIBERTY BELL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$489,000
10615 LUCAYA DRIVE · same community
5 bd · 3 ba · 3,054 sqft · $160/sqft · 128 DOM
Sold · Dec ’25$688,500
18015 LANAI ISLE DRIVE
4 bd · 3.5 ba · 3,283 sqft · $210/sqft · 87 DOM
Sold · Apr ’26$625,000
10211 QUAILS LANDING AVENUE
4 bd · 4 ba · 3,312 sqft · $189/sqft · 144 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10626 LIBERTY BELL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10626 LIBERTY BELL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10626 LIBERTY BELL DRIVE FAQs
What would the monthly payment be for 10626 LIBERTY BELL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,776/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10626 LIBERTY BELL DRIVE?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10626 LIBERTY BELL DRIVE?+
The most recent tax bill on record (2025) was $8,741. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10626 LIBERTY BELL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $455,000, this home is listed about 5% above the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10626 LIBERTY BELL DRIVE?+
Heritage Elementary School (elementary), Benito Middle School (middle), Wharton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$455,000 runs 26% above the TAMPA 33647 median — but at 3,258 sqft it's also nearly twice the size of the typical Tampa listing.
02Strong assigned schools
Heritage Elementary School, Benito Middle School, Wharton High School, Patricia Sullivan Metropolitan Ministries Partnership School — Benito Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $489,900, now $455,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Daniel Henzler. MLS #TB8537812.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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