CENTURY 21 Edge
$2,750,0005 bd4.5 ba4,712 sqft$584 /sqft≈$16,437 /mo all-in ↓

4106 W NEPTUNE STREET, TAMPA, FL, 33629

Active39 days on marketListed Sep 4, 2026MLS #TB8538369

✦ New constructionPrivate poolSingle Family ResidenceEDMONDSONS REP

About this home

4106 W NEPTUNE STREET

Located in the highly desirable Palma Ceia West neighborhood of South Tampa, this newly constructed luxury residence offers over 4,700 square feet of thoughtfully designed living space with 5 bedrooms and 4.5 bathrooms. Positioned in an X flood zone and walking distance of Mabry Elementary, the home combines craftsmanship, high-end finishes, and an exceptional South Tampa location. Inside, engineered hardwood flooring and Level 5 drywall establish a clean, refined aesthetic throughout. Just off the foyer, a dedicated home office and formal dining room create beautifully defined spaces for both work and entertaining. A functional mudroom with washer and dryer hookup connects to the split 3-car garage. At the heart of the home, the chef’s kitchen features premium Monogram appliances, abundant cabinetry, a hidden pantry, and a stylish dry bar. The open-concept layout flows seamlessly into the main living area, where a sleek electric fireplace and expansive hurricane-rated sliding doors fill the space with natural light and create an effortless connection to the outdoors. An expansive covered lanai extends the living space outside, complete with a full outdoor kitchen and wine cooler. Beyond the lanai, a resort-style pool and spa are surrounded by additional yard space, creating a private backyard retreat designed for year-round Florida living. The first floor also offers a private guest bedroom with access to a full pool bathroom. Upstairs, a spacious media room, full laundry room, and generously sized secondary bedrooms provide ideal functionality. The Jack & Jill bedrooms open to a private balcony, adding a unique outdoor extension to the second floor, while custom closet build-outs throughout the home provide thoughtful storage and organization. The primary suite serves as a true retreat with expansive walk-in closets and a spa-inspired bathroom featuring dual vanities, a freestanding soaking tub, an oversized walk-in shower with dual shower heads, a dedicated linen closet, and a private water closet. Hurricane-rated windows and sliders, dual HVAC systems, and a tankless hot water heater further enhance the home’s comfort, efficiency, and durability. Set in one of South Tampa’s most established neighborhoods, walking distance of Mabry Elementary and just minutes from Downtown Tampa, Tampa International Airport, International Plaza, and the best of South Tampa.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

4,712

Sqft

0.2 ac

Lot size

3

Garage

2026

Year built

Two

Levels

$584

Per sqft

Private poolFireplace

Inside

FlooringCeramic Tile · Engineered Hardwood
AppliancesCooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Tankless Water Heater · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · PrimaryBedroom Upstairs · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorBalcony · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Private Mailbox · Private Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$4,882/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$16,437 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$14,839
PMI (est., until 20% equity)$1,031
Property tax — 2025 actual bill$407
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $275,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $275,000
Interest rate6.00%
Loan term

Estimated payment

$16,437/mo

Principal & interest$14,839
PMI (est., until 20% equity)$1,031
Property taxes (actual bill)$407
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.8M
$2.3MedgeAI estimate $2,466,257 · range $2.4M–$2.6M$2.9M

vs edgeAI estimate

+11.5%

$/sqft vs Tampa actives

$584 vs $282

Days on market

39 vs 64 typical

Where $584/sqft sits among the 400 Tampa actives

259
74
21 · this home
14
4
28
$149–348$348–547$547–746$746–944$944–1143$1143+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palma Ceia West

Drive times from this address

Downtown Tampa≈ 9 min
Tampa Int’l Airport (TPA)≈ 13 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Palma Ceia West — neighborhood snapshot

Population

1,595

Median age

44

Median income

$157,620

Median home value

$714,530

Avg household

3

Households w/ children

218

For the school run

Hillsborough County School District

HighPlant High School★★★★★
ElementaryGrady Elementary School★★★★★
MiddleColeman Middle School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$413K → $430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

226 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 176% above the TAMPA 33629 median. See the full Tampa market guide →

Paper trail

This home's history

Sep 4, 2026Listed at $2,750,000 · 39 days on market since
2026Built · EDMONDSONS REP

Reality check

What actually sold near 4106 W NEPTUNE STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4114 W NEPTUNE STREETSold · Apr ’26

$2,135,000

4114 W NEPTUNE STREET · same community

5 bd · 4.5 ba · 4,262 sqft · $501/sqft · 0 DOM

3118 W EL PRADO BOULEVARDSold · Feb ’26

$2,461,000

3118 W EL PRADO BOULEVARD

5 bd · 3.5 ba · 4,709 sqft · $523/sqft · 173 DOM

3510 W KENSINGTON AVENUESold · Apr ’26

$2,700,000

3510 W KENSINGTON AVENUE

5 bd · 5.5 ba · 4,736 sqft · $570/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 4106 W NEPTUNE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4106 W NEPTUNE STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4106 W NEPTUNE STREET FAQs

What would the monthly payment be for 4106 W NEPTUNE STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,437/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4106 W NEPTUNE STREET?+

The most recent tax bill on record (2025) was $4,882. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tampa?+

At $2,750,000, this home is listed about 532% above the Tampa median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4106 W NEPTUNE STREET?+

Plant High School (high), Grady Elementary School (elementary), Coleman Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,750,000 runs 176% above the TAMPA 33629 median — but at 4,712 sqft it's also nearly 3 times the size of the typical Tampa listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Plant High School, Grady Elementary School, Coleman Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Plant High School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of COMPASS FLORIDA LLC · Sage Valk. MLS #TB8538369.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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