2620 HOWARD STREET, MULBERRY, FL, 33860
Active22 days on marketListed Aug 13, 2026MLS #TB8538454
About this home
2620 HOWARD STREET
This spacious 3 bedroom, 1 1/2 bath, 1,680-square-foot home on .27 acres offers plenty of room to live, relax, and entertain, along with the peace of mind of a 2-year-old metal roof and a completely fenced back yard with mature trees in a well-established neighborhood Featuring a comfortable layout and generous living space, this property is a great opportunity for homeowners or first-time buyers This home has a multi-functional floor plan that allows the family room with sliding glass doors and closet to be utilized as a fourth bedroom. Plenty of room for comfortable living and entertaining Convenient Mulberry location with access to local shopping, dining, schools, and major roadways. Schedule your private showing today using Showing Time!
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,680
Sqft
0.27 ac
Lot size
1975
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,321 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,321/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4%
$/sqft vs UNPLATTED
$182 vs $294
Days on market
22 vs 32 typical
Where $182/sqft sits among the 165 homes for sale in UNPLATTED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Willow Oak
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mulberry. See the full Mulberry guide →
Willow Oak — neighborhood snapshot
Population
7,427
Median age
27
Median income
$56,239
Median home value
$197,969
Avg household
4
Households w/ children
1,210
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mulberry market
$300K → $314K
Mulberry median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
91 of 165
UNPLATTED have cut their price
Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the MULBERRY 33860 median. See the full Mulberry market guide →
Paper trail
This home's history
Reality check
What actually sold near 2620 HOWARD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$398,000
16409 LAKE BYRD DRIVE · same community
3 bd · 2 ba · 1,695 sqft · $235/sqft · 6 DOM
Sold · Dec ’25$275,000
11223 SLIGH AVENUE · same community
3 bd · 2 ba · 1,620 sqft · $170/sqft · 448 DOM
Sold · Dec ’25$400,000
807 SEABREEZE DRIVE · same community
2 bd · 2 ba · 1,618 sqft · $247/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2620 HOWARD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2620 HOWARD STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2620 HOWARD STREET FAQs
What would the monthly payment be for 2620 HOWARD STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,321/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2620 HOWARD STREET?+
The most recent tax bill on record (2025) was $2,763. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Mulberry?+
At $305,000, this home is listed about 2% above the Mulberry median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2620 HOWARD STREET?+
Purcell Elementary School (elementary), Mulberry Middle School (middle), Mulberry Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of B & K REAL ESTATE & PROPERTY MANAGEMENT PA · Rose Railey. MLS #TB8538454.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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