2932 STEWART CREEK CIRCLE, PLANT CITY, FL, 33565
Active17 days on marketListed Sep 3, 2026MLS #TB8538964
About this home
2932 STEWART CREEK CIRCLE
Under Construction. Welcome to this beautifully designed 4-bedroom, 3 1/2-bath with separate Den/Office offering 3,245 square feet of thoughtfully planned living space. Step inside to find an open and inviting floor plan that seamlessly blends comfort and functionality. The spacious great room flows effortlessly into the kitchen and dining areas, creating the perfect setting for everyday living and entertaining. The kitchen features modern cabinetry, ample counter space, and a large island ideal for casual gatherings. The 2nd floor owner’s suite provides a private retreat with a well-appointed ensuite bath, dual vanities, walk-in shower, and generous walk-in closet. Three additional bedrooms and two and a half baths provides plenty of space for family, guests, or a home office. Enjoy the convenience of a versatile layout, abundant natural light, and quality finishes throughout. The outdoor living space and backyard provide the perfect setting for relaxing evenings or weekend get-togethers. This home delivers both style and practicality in one of the area’s most desirable locations. Don’t miss your chance to make it yours!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,245
Sqft
0.16 ac
Lot size
2
Garage
2025
Year built
Two
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,292 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,933/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+40.2%
$/sqft vs Plant City actives
$216 vs $207
Days on market
17 vs 53 typical
Where $216/sqft sits among the 284 Plant City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plant City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Plant City. See the full Plant City guide →
PLANT CITY 33565 — neighborhood snapshot
Population
17,716
Median age
43.6
Median income
$67,403
Median home value
$237,600
Avg household
2.81
Households w/ children
1,795
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Plant City market
$357K → $353K
Plant City median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
152 of 284
Plant City actives have cut their price
Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 73% above the PLANT CITY 33565 median. See the full Plant City market guide →
Paper trail
This home's history
Reality check
What actually sold near 2932 STEWART CREEK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$569,000
2947 STEWART CREEK CIRCLE · same community
5 bd · 3 ba · 2,900 sqft · $196/sqft · 127 DOM
Sold · Mar ’26$548,950
2953 STEWART CREEK CIRCLE · same community
4 bd · 3 ba · 2,351 sqft · $233/sqft · 123 DOM
Sold · Sep ’26$359,990
2951 STEWART CREEK CIRCLE · same community
4 bd · 3 ba · 2,046 sqft · $176/sqft · 331 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 2932 STEWART CREEK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2932 STEWART CREEK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2932 STEWART CREEK CIRCLE FAQs
What would the monthly payment be for 2932 STEWART CREEK CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,292/mo — principal and interest, estimated property taxes, the $92/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2932 STEWART CREEK CIRCLE?+
The association fee works out to $92 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2932 STEWART CREEK CIRCLE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2932 STEWART CREEK CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Plant City?+
At $699,990, this home is listed about 75% above the Plant City median of $400,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2932 STEWART CREEK CIRCLE?+
Marshall Middle Magnet School (middle), Knights Elementary School (elementary), Plant City High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HARTNEY REALTY & DEVELOPMENT · Brian Phillips. MLS #TB8538964.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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