CENTURY 21 Edge
$330,0003 bd2.5 ba1,813 sqft$182 /sqft$2,845 /mo all-in ↓

3029 JACOB CROSSING LANE, HOLIDAY, FL, 34691

Active13 days on marketListed Aug 21, 2026MLS #TB8539226

TownhousePRESERVE/GULF TRACE

About this home

3029 JACOB CROSSING LANE

End-unit privacy, a first-floor primary suite, an expanded screened lanai, no rear neighbors and a wide green backdrop give this 2021-built townhome by Ryan Homes a combination that’s hard to find. Offering 1,813 square feet with 3 bedrooms, 2½ baths, an upstairs loft and an attached 2-car garage, the home pairs a smart two-story layout with thoughtful upgrades inside and out. Enter through the covered side entry into a soft neutral interior where the kitchen opens naturally to the main living and dining areas. Dark raised-panel cabinetry, granite countertops, ceramic tile flooring, and a spacious peninsula with a double-basin sink provide generous prep space, storage, and casual bar seating. Beyond, dramatic ceiling height and clerestory windows give the living and dining areas impressive volume, while multiple windows and sliding glass doors fill the space with natural light and draw the eye toward the greenery outside. The first-floor primary suite is comfortably proportioned for a complete bedroom set plus a sitting area, with neutral carpet, a ceiling fan, and two large windows. A full wall of closet storage is incorporated into the bedroom, while the ensuite bath adds a second walk-in closet, a dual-sink vanity with extensive storage, an oversized mirror, and a glass-enclosed tiled shower. Upstairs, two additional bedrooms share a full bath with a tub/shower combination, while the spacious loft creates valuable bonus space for a home office, media room, library, hobby area, or whatever fits your lifestyle. A dedicated laundry room provides space for full-size appliances and generous shelving. The outdoor living area is one of the home’s standout features. Added in 2021, the covered lanai flows into an extended screened patio, creating distinct spaces for lounging, dining and grilling. A ceiling fan, additional electrical outlets and switches, tropical plantings, and a fenced yard make the space especially usable, while the broad green backdrop creates an open feel at the rear of the home. Practical upgrades include double-pane windows; 3M security film on all windows and the sliding glass door; a Nest smart thermostat; a Vivint security system; GE whole-house water filtration; a Rheem water softener; and a leased Sunrun solar system with battery backup. Garage shelving and a Phantom retractable screen at the front entry add even more everyday function. The Preserve at Gulf Trace includes a community playground and fenced dog park with agility equipment, while the nearby 38-acre J. Ben Harrill Recreation Complex offers tennis courts, athletic fields, basketball, and more. Gulf Coast parks, beaches, Tarpon Springs, the Sponge Docks, shopping, dining and downtown New Port Richey are all within convenient reach, giving this home a setting that feels tucked away without leaving everyday destinations far behind.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,813

Sqft

0.08 ac

Lot size

2

Garage

2021

Year built

Two

Levels

$182

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Linoleum · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesSouth
ParkingGarage Door Opener
ExteriorDog Run · Irrigation System · Lighting · Playground · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$280/mo
Taxes (2025)$3,791/yr
PetsCats OK, Dogs OK, Yes
CommunityBuyer Approval Required · Community Mailbox · Deed Restrictions · Dog Park · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,845 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,943
FHA mortgage insurance (est.)$146
Property tax — 2025 actual bill$316
HOA fee — from the listing$280
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,550Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,550
Interest rate6.00%
Loan term

Estimated payment

$2,845/mo

Principal & interest$1,943
FHA mortgage insurance (est.)$146
Property taxes (actual bill)$316
HOA / condo fee$280
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $330K
$262KedgeAI estimate $310,178 · range $272K$350K$364K

vs edgeAI estimate

+6.4%

$/sqft vs Holiday actives

$182 vs $188

Days on market

13 vs 45 typical

Where $182/sqft sits among the 270 Holiday actives

36
44
61 · this home
44
49
36
$112–138$138–165$165–192$192–218$218–245$245+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Holiday

Drive times from this address

Tampa Int’l Airport (TPA)47 min
Downtown Tampa50 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Holiday. See the full Holiday guide →

HOLIDAY 34691 — neighborhood snapshot

Population

20,072

Median age

46.3

Median income

$48,387

Median home value

$172,100

Avg household

2.13

Households w/ children

1,689

For the school run

Pasco County School District

ElementaryGulf Trace Elementary School★★★★
MiddlePaul R. Smith Middle School★★★★
HighAnclote High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Holiday market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$233K$232K

Holiday median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

166 of 270

Holiday actives have cut their price

Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 44% above the HOLIDAY 34691 median. See the full Holiday market guide →

Paper trail

This home's history

Aug 21, 2026Listed at $330,000 · 13 days on market since
2021Built · PRESERVE/GULF TRACE

Reality check

What actually sold near 3029 JACOB CROSSING LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2953 JACOB CROSSING LANESold · Sep ’25

$300,000

2953 JACOB CROSSING LANE · same community

3 bd · 2.5 ba · 1,813 sqft · $165/sqft · 13 DOM

2844 JACOB CROSSING LANESold · May ’26

$259,500

2844 JACOB CROSSING LANE · same community

3 bd · 2.5 ba · 1,444 sqft · $180/sqft · 251 DOM

2908 JACOB CROSSING LANESold · Dec ’25

$244,000

2908 JACOB CROSSING LANE · same community

3 bd · 2.5 ba · 1,444 sqft · $169/sqft · 51 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3029 JACOB CROSSING LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3029 JACOB CROSSING LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3029 JACOB CROSSING LANE FAQs

What would the monthly payment be for 3029 JACOB CROSSING LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,845/mo — principal and interest, the actual property-tax bill, the $280/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3029 JACOB CROSSING LANE?+

The association fee works out to $280 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3029 JACOB CROSSING LANE?+

The most recent tax bill on record (2025) was $3,791. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3029 JACOB CROSSING LANE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Holiday?+

At $330,000, this home is listed about 38% above the Holiday median of $239,950. The market section on this page shows how the area is trending.

Which schools are assigned to 3029 JACOB CROSSING LANE?+

Gulf Trace Elementary School (elementary), Paul R. Smith Middle School (middle), Anclote High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Jodi Avery. MLS #TB8539226.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Holiday homes, in your inbox

Like 3029 JACOB CROSSING LANE but not quite? A daily digest of every new listing in Holiday — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Donna to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated September 3, 2026 at 8:46 AM UTC. The listing information on this page last changed on September 3, 2026 at 8:46 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on September 3, 2026 at 8:46 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: September 3, 2026 at 8:46 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.