20 S SATURN AVENUE, CLEARWATER, FL, 33755
Active34 days on marketListed Aug 17, 2026MLS #TB8539666
About this home
20 S SATURN AVENUE
The Great Crest Lake Subdivision provides a wonderful location for this charming home on almost a 1/4 acre lot, which has a very spacious backyard featuring a Grandfather Oak. The home boasts three bedrooms plus a bonus room, with two full baths and many upgrades including a completely newly remodeled kitchen in 2023 soft close, all wood cabintery, stainless appliances, quartz countertops, really pretty backslplash,updated plumbing, an on demand gas hot water heater also done in 2023; New AC system in 2022, all outlets and switches were replaced in 2021, and a new roof was installed in 2020. The bathrooms were also upgraded, as well as the double pane windows, flooring, ceiling fans and more. The electric panel was also upgraded to a 200 amp panel. The property has been fully fenced with white vinyl fencing, making a safe space for your family and pets.There is plenty of room if a pool is desired, or this gorgeous back yard can be your blank canvas to fulfill your heart's desire.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,328
Sqft
0.23 ac
Lot size
1950
Year built
One
Levels
$290
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,042 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,042/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.9%
$/sqft vs Clearwater actives
$290 vs $224
Days on market
34 vs 53 typical
Where $290/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sky Crest
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Sky Crest — neighborhood snapshot
Population
2,759
Median age
36
Median income
$79,599
Median home value
$312,396
Avg household
3
Households w/ children
344
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $336K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
249 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the CLEARWATER 33755 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 20 S SATURN AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$265,000
219 S SATURN AVENUE · same community
3 bd · 2 ba · 1,248 sqft · $212/sqft · 28 DOM
Sold · Dec ’25$429,000
1408 S BETTY LANE
3 bd · 2 ba · 1,335 sqft · $321/sqft · 2 DOM
Sold · Jan ’26$380,000
1413 S HILLCREST AVENUE
3 bd · 2 ba · 1,347 sqft · $282/sqft · 109 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 20 S SATURN AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20 S SATURN AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20 S SATURN AVENUE FAQs
What would the monthly payment be for 20 S SATURN AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,042/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20 S SATURN AVENUE?+
The most recent tax bill on record (2025) was $5,340. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater?+
At $385,000, this home is listed about 38% above the Clearwater median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 20 S SATURN AVENUE?+
Skycrest Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PAM RYAN REALTY INC · Pam Ryan Anderson. MLS #TB8539666.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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