CENTURY 21 Edge
$109,900$114,9001 bd1 ba825 sqft$133 /sqft≈$1,853 /mo all-in ↓

3574 41ST AVENUE S UNIT 149, ST PETERSBURG, FL, 33711

Active62 days on marketListed Aug 20, 2026MLS #TB8539693

✦ Priced 63% below the ST PETERSBURG 33711 median✦ Reduced $5KCondominiumPATRIOT SQUARE APTS

About this home

3574 41ST AVENUE S UNIT 149

GROUND FLOOR CORNER UNIT, just a few steps from one of the two pools. At 825 square feet this is not shoebox living. The ROOMS ARE GENUINELY LARGE for a one bedroom, and the primary has a WALK-IN CLOSET, which you almost never see in a unit this size. A corner unit is a prime unit. But a CORNER UNIT FACING THE POOL IS PERFECTION. THE SCREENED PORCH is another bonus not typical for a one bedroom. It looks out at the well maintained lawn instead of a parking lot, and it's quiet enough that morning coffee, or an evening cocktail, becomes the perfect start and stop to your day. Kitchen is original and the bath has had some minor updates. Both have been VERY WELL MAINTAINED and cared for. Everything works as it should, nothing is neglected, and you can update on your own timeline instead of someone else's. THE MONTHLY FEE COVERS EXTERIOR MAINTENANCE, EXTERIOR INSURANCE, BASIC CABLE, INTERNET, WATER, SEWER, TRASH, ANNUAL PEST CONTROL AS WELL AS THE EXTERIOR GROUNDS AND MAINTENANCE. Patriot Square is A GATED 55+ COMMUNITY of 232 units in the Skyway Marina District, up the street from Maximo Marina, with the Pinellas Trail running right alongside. TWO POOLS WITH ONE HEATED, clubhouse, tennis and pickleball, two shuffleboard courts. For a large event you can rent out "Independence Hall" for a small deposit to entertain your friends and family. The buildings here are two stories, so no milestone inspection is required. Publix, Sprouts, Walmart, Starbucks, and Wawa are all approximately 3-7 minutes away. St. Pete Beach in roughly 10 minutes, and downtown St. Pete in about 12 mins and Ft De Soto can be reached in about 20 mins. All a very quick uber drive if you prefer to be a passenger. PETS ARE WELCOME AND RENTALS ARE PERMITTED. FEMA Flood Zone X500 for this building — outside the Special Flood Hazard Area, NO lender-required flood insurance.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

825

Sqft

5 ac

Lot size

1973

Year built

One

Levels

$133

Per sqft

Pool view55+ community

Inside

FlooringPorcelain Tile · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Range · Range Hood · Refrigerator
InteriorOpen Floorplan · Primary Bedroom Main Floor
LaundryCommon Area · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationBlock · Slab
ViewPool
FacesNorthwest
ParkingDeeded · Ground Level · Guest · Reserved
ExteriorIrrigation System · Lighting · Outdoor Grill · Outdoor Shower · Private Entrance · Rain Gutters · Sidewalk · Sliding Doors · Storage · Tennis Court(s)

Community & fees

HOA fee$732/mo
Taxes (2025)$1,900/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit
CommunityBuyer Approval Required · Community Mailbox · Deed Restrictions · Dog Park · Gated Community - No Guard · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,853 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$755
FHA mortgage insurance (est.)$49
Property tax — 2025 actual bill$158
Condo fee — from the listing$732
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,847Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,847
Interest rate7.50%
Loan term

Estimated payment

$1,853/mo

Principal & interest$755
FHA mortgage insurance (est.)$49
Property taxes (actual bill)$158
HOA / condo fee$732
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $110K
$103KedgeAI estimate $118,762 · range $107K–$131K$136K

vs edgeAI estimate

−7.5%

$/sqft vs PATRIOT SQUARE APTS

$133 vs $156

Days on market

62 vs 67 typical

Where $133/sqft sits among the 8 homes for sale in PATRIOT SQUARE APTS

2
0 · this home
0
3
1
2
$116–128$128–140$140–151$151–163$163–174$174+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Drive times from this address

Tampa Int’l Airport (TPA)≈ 29 min
Downtown Tampa≈ 30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33711 — neighborhood snapshot

Population

18,347

Median age

38.5

Median income

$68,295

Median home value

$253,100

Avg household

2.35

Households w/ children

1,371

For the school run

Pinellas County School District

MiddleBay Point Middle School★★★★★
HighLakewood High School★★★★★
ElementaryGulfport Montessori Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$380K → $402K

St Petersburg median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

4 of 8

PATRIOT SQUARE APTS have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 63% below the ST PETERSBURG 33711 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $109,900 ▼ $5K
Aug 20, 2026Listed at $114,900 · 62 days on market since
1973Built · PATRIOT SQUARE APTS

Reality check

What actually sold near 3574 41ST AVENUE S UNIT 149

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3650 38TH AVENUE S UNIT 72Sold · Mar ’26

$124,900

3650 38TH AVENUE S UNIT 72 · same community

1 bd · 1 ba · 825 sqft · $151/sqft · 2 DOM

3580 38TH AVENUE S UNIT 96Sold · May ’26

$105,000

3580 38TH AVENUE S UNIT 96 · same community

1 bd · 1 ba · 825 sqft · $127/sqft · 45 DOM

3580 41ST AVENUE S UNIT 153Sold · Jul ’26

$105,000

3580 41ST AVENUE S UNIT 153 · same community

1 bd · 1 ba · 825 sqft · $127/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Seth Cabrera - Rothschild

Your agent

Seth Cabrera - Rothschild

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 3574 41ST AVENUE S UNIT 149 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3574 41ST AVENUE S UNIT 149 — before you fall in love.

See it in person

Schedule a tour

Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3574 41ST AVENUE S UNIT 149 FAQs

What would the monthly payment be for 3574 41ST AVENUE S UNIT 149?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,853/mo — principal and interest, the actual property-tax bill, the $732/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3574 41ST AVENUE S UNIT 149?+

The association fee works out to $732 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3574 41ST AVENUE S UNIT 149?+

The most recent tax bill on record (2025) was $1,900. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3574 41ST AVENUE S UNIT 149?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $109,900, this home is listed about 74% below the St Petersburg median of $419,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3574 41ST AVENUE S UNIT 149?+

Bay Point Middle School (middle), Lakewood High School (high), Gulfport Montessori Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ST PETERSBURG 33711 market on paper

$109,900 is 63% below the ST PETERSBURG 33711 median of $294,000, and at $133/sqft it sits under the St Petersburg average of $371.

02Pool views

The pool view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $732/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04The price has already moved

Listed at $114,900, now $109,900 — a $5K cut. The full history is in the market section below.

Listing courtesy of REAL BROKER, LLC · Dawn Fernandes. MLS #TB8539693.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3574 41ST AVENUE S UNIT 149, ST PETERSBURG, FL — 1 Bed, 1 Bath — $109,900 | CENTURY 21 Edge