495 ST TROPEZ CIRCLE NE, ST PETERSBURG, FL, 33703
Active31 days on marketListed Aug 21, 2026MLS #TB8539909
About this home
495 ST TROPEZ CIRCLE NE
Welcome to 495 Saint Tropez Circle NE, a beautifully situated Spanish inspired 2-bedroom, 2-bathroom residence in the gated community of Placido Bayou, where resort-style living meets the natural beauty and vibrant lifestyle of St. Petersburg. Tucked within this sought-after 360-acre community, Placido Bayou feels like a private retreat surrounded by mature trees, tranquil lakes, lush landscaping, and abundant wildlife. With 24-hour security, gated access, approximately 10 acres of nature preserves, and more than 20 acres of lakes, the community offers a rare sense of peace and privacy while remaining just minutes from downtown St. Petersburg. Inside the home, an inviting open floor plan and vaulted ceilings create a spacious, airy atmosphere. The well-designed kitchen offers a generous pantry and connects easily to the main living and dining areas, making everyday living and entertaining comfortable and effortless. The residence also features a one-car garage, updated plumbing, and low-maintenance living with lawn care included. Step outside and enjoy your own private, fully fenced backyard, screened lanai, and dedicated grilling area—an ideal setting for morning coffee, relaxed afternoons, or gathering with friends and family. The community pool is conveniently within walking distance, adding another touch of resort-style enjoyment to everyday life. Just beyond the community gates, residents can enjoy the neighboring Racquet Club of St. Petersburg, featuring tennis and pickleball courts, a swimming pool, and clubhouse amenities. Golf enthusiasts are also close to Mangrove Bay Golf Course and Cypress Links, providing convenient opportunities to enjoy two popular local courses. Nature lovers will appreciate the easy access to Weedon Island Preserve, a spectacular coastal preserve offering hiking trails, paddling opportunities, and beautiful views of Tampa Bay's mangrove ecosystem. Nearby Puryear Park adds even more options for recreation, including playgrounds, sports fields, and tennis courts. And perhaps one of Placido Bayou's greatest advantages is its location. Although the community feels wonderfully secluded, it is only about four miles from downtown St. Petersburg, placing an exceptional selection of restaurants, cafés, galleries, museums, shopping, entertainment, and waterfront attractions within easy reach. Spend the morning exploring the Saturday Morning Market, enjoy an afternoon at The Dalí Museum, and finish the day with dinner and an evening stroll along Beach Drive. With everyday conveniences, shopping, dining, recreation, nature, and downtown St. Petersburg all nearby, 495 Saint Tropez Circle NE offers the opportunity to enjoy a relaxed Florida lifestyle in one of St. Petersburg's most desirable gated communities. Come discover the comfort, privacy and convenience of this beautiful villa--schedule your tour today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,061
Sqft
0.08 ac
Lot size
1
Garage
1985
Year built
One
Levels
$448
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,831 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,831/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+99.9%
$/sqft vs PLACIDO BAYOU
$448 vs $424
Days on market
31 vs 57 typical
Where $448/sqft sits among the 7 homes for sale in PLACIDO BAYOU
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placido Bayou
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Placido Bayou — neighborhood snapshot
Population
1,374
Median age
58
Median income
$119,934
Median home value
$576,400
Avg household
2
Households w/ children
91%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
5 of 7
PLACIDO BAYOU have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 495 ST TROPEZ CIRCLE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$265,000
4778 PALERMO COURT NE UNIT 4778 · same community
2 bd · 2 ba · 1,035 sqft · $256/sqft · 181 DOM
Sold · Jun ’26$545,000
526 ST TROPEZ CIRCLE NE · same community
2 bd · 2 ba · 1,251 sqft · $436/sqft · 52 DOM
Sold · Jan ’26$560,000
486 GENOA CIRCLE NE · same community
3 bd · 2 ba · 1,438 sqft · $389/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 495 ST TROPEZ CIRCLE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 495 ST TROPEZ CIRCLE NE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
495 ST TROPEZ CIRCLE NE FAQs
What would the monthly payment be for 495 ST TROPEZ CIRCLE NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,831/mo — principal and interest, the actual property-tax bill, the $499/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 495 ST TROPEZ CIRCLE NE?+
The association fee works out to $499 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 495 ST TROPEZ CIRCLE NE?+
The most recent tax bill on record (2025) was $1,992. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 495 ST TROPEZ CIRCLE NE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $475,000, this home is listed about 10% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 495 ST TROPEZ CIRCLE NE?+
North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Courtney Stein. MLS #TB8539909.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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