500 SANTA CRUZ PLACE NE UNIT D, ST PETERSBURG, FL, 33703
Active131 days on marketListed Apr 11, 2026MLS #TB8496391
About this home
500 SANTA CRUZ PLACE NE UNIT D
Gorgeous single-level, ground-floor condo in Placido Bayou, an exclusive guard-gated community in St. Petersburg. This immaculate 2-bedroom, 2-bath residence offers the comfort of a home beneath the oak trees with limited upkeep and a maintenance-free lifestyle, whether used as a primary residence, second home, or investment property. A private entrance with a spacious front patio creates the feel of a single-family home rather than a condo. Inside, the open and airy layout flows to a screened rear porch off the living room, perfect for morning coffee or relaxing outdoors. The kitchen features a brand-new refrigerator and range, ample cabinetry, a large pantry, extra storage near the front door, and a convenient laundry closet. A unique bonus is the assigned parking space located just steps from the screened patio for easy access. The oversized primary suite easily accommodates a king-size bed and additional furnishings and includes an en-suite bath with a tub/shower combination and beautiful double vanity. The second bedroom and bath are thoughtfully positioned for privacy. Placido Bayou offers 24-hour guard-gated security, no age restrictions, pet-friendly living with up to two pets not exceeding 50 pounds combined, a community pool and spa, scenic lakes for fishing, and lush natural surroundings ideal for walking. Enjoy convenient access to downtown St. Petersburg, nearby Racquet Club of St. Petersburg, Vinoy Golf Club, Mangrove Bay Golf Course, I-275, award-winning beaches, two international airports, and downtown St. Pete’s dining, shopping, and entertainment. The home experienced no flooding.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
930
Sqft
1985
Year built
One
Levels
$253
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,877 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,877/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.3%
$/sqft vs St Petersburg actives
$253 vs $340
Days on market
131 vs 57 typical
Where $253/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placido Bayou
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Placido Bayou — neighborhood snapshot
Population
1,374
Median age
58
Median income
$119,934
Median home value
$576,400
Avg household
2
Households w/ children
91%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
233 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 500 SANTA CRUZ PLACE NE UNIT D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$216,000
484 SANTA CRUZ PLACE NE UNIT G · same community
2 bd · 2 ba · 930 sqft · $232/sqft · 149 DOM
Sold · Dec ’25$205,000
476 SANTA CRUZ PLACE NE UNIT G · same community
2 bd · 2 ba · 930 sqft · $220/sqft · 91 DOM
Sold · Aug ’26$185,000
500 SANTA CRUZ PLACE NE UNIT E · same community
1 bd · 1 ba · 710 sqft · $261/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Solance Kallendorf
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 500 SANTA CRUZ PLACE NE UNIT D — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 500 SANTA CRUZ PLACE NE UNIT D — before you fall in love.
See it in person
Schedule a tour
Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
500 SANTA CRUZ PLACE NE UNIT D FAQs
What would the monthly payment be for 500 SANTA CRUZ PLACE NE UNIT D?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,877/mo — principal and interest, the actual property-tax bill, the $883/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 500 SANTA CRUZ PLACE NE UNIT D?+
The association fee works out to $883 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 500 SANTA CRUZ PLACE NE UNIT D?+
The most recent tax bill on record (2025) was $4,168. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 500 SANTA CRUZ PLACE NE UNIT D?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $234,900, this home is listed about 45% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 500 SANTA CRUZ PLACE NE UNIT D?+
North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33703 market on paper
$234,900 is 43% below the ST PETERSBURG 33703 median of $415,000, and at $253/sqft it sits under the St Petersburg average of $377.
02Know the monthly fee
The association fee is $883/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
131 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $269,000, now $234,900 — a $34K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · KT Trudeau. MLS #TB8496391.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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