
495 ST TROPEZ CIRCLE NE, ST PETERSBURG, FL, 33703
Active5 days on marketListed Oct 16, 2026MLS #TB8556263
About this home
495 ST TROPEZ CIRCLE NE
Behind the gates of Placido Bayou, this beautiful two-bedroom, two-bath villa brings together light-filled living spaces and the privacy of your own fenced backyard. Surrounded by tree-lined streets and peaceful lakes, it’s a place to feel tucked away while staying close to everything you love about St. Petersburg. Inside, vaulted ceilings and abundant light create an immediate sense of openness, while the living and dining areas flow together comfortably. Whether gathering with friends or settling in for a quiet evening, the layout makes each space feel connected and inviting. The kitchen opens to the main living areas, keeping conversation close, while a generous cabinet space provides plenty of room for everyday essentials. The split floor plan brings privacy to both bedrooms, giving you and your guests space to feel at home. The master bedroom offers a walk-in closet and large en suite bath, with a walk-in shower, and access to the backyard. Throughout the residence, its beautifully maintained condition reflects the care it has received, including updated plumbing. A one-car garage adds practical convenience with room for storage, as well as a washer and dryer. Outside, your own private backyard offers room to enjoy the Florida lifestyle. Fully fenced and framed by greenery, it’s a setting for afternoons in the sunshine, dinner with friends, or a little gardening. The screened lanai creates a comfortable place to enjoy the fresh air, while a dedicated grilling area makes outdoor meals an easy part of your routine. With lawn care included, there’s more time to enjoy the space around you. When a pool day calls, the community pool is just a short walk away. Most importantly, this home sits at a high elevation, with no history of flooding. Placido Bayou offers a landscape of mature trees, nature preserves, and sparkling lakes. Walks through the neighborhood bring opportunities to spot birds and other wildlife, catch up with neighbors, and enjoy the peaceful surroundings. A staffed, 24-hour gated entrance adds to the sense of privacy that makes this community so special. Despite its peaceful atmosphere, the community is just minutes from the vibrant waterfront of St. Petersburg, where renowned dining, boutique shopping, world-class arts, and year-round events await. Award-winning beaches and airports are also just a short drive away, and the Racquet Club of St Petersburg is at the entry of the neighborhood, where you can enjoy both pickle ball and tennis! With bright, inviting interiors, a private outdoor retreat, and a location that keeps you close to it all, this home is the place to settle in and enjoy the best of St. Pete living.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,061
Sqft
0.08 ac
Lot size
1
Garage
1985
Year built
One
Levels
$419
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,042 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,042/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.5%
$/sqft vs PLACIDO BAYOU
$419 vs $373
Days on market
5 vs 67 typical
Where $419/sqft sits among the 9 homes for sale in PLACIDO BAYOU
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placido Bayou
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Placido Bayou — neighborhood snapshot
Population
1,374
Median age
58
Median income
$119,934
Median home value
$576,400
Avg household
2
Households w/ children
91%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
4 of 9
PLACIDO BAYOU have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 495 ST TROPEZ CIRCLE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$265,000
4778 PALERMO COURT NE UNIT 4778 · same community
2 bd · 2 ba · 1,035 sqft · $256/sqft · 181 DOM
Sold · Jun ’26$545,000
526 ST TROPEZ CIRCLE NE · same community
2 bd · 2 ba · 1,251 sqft · $436/sqft · 52 DOM
Sold · Jan ’26$560,000
486 GENOA CIRCLE NE · same community
3 bd · 2 ba · 1,438 sqft · $389/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 495 ST TROPEZ CIRCLE NE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 495 ST TROPEZ CIRCLE NE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
495 ST TROPEZ CIRCLE NE FAQs
What would the monthly payment be for 495 ST TROPEZ CIRCLE NE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,042/mo — principal and interest, the actual property-tax bill, the $464/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 495 ST TROPEZ CIRCLE NE?+
The association fee works out to $464 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 495 ST TROPEZ CIRCLE NE?+
The most recent tax bill on record (2025) was $1,992. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 495 ST TROPEZ CIRCLE NE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $445,000, this home is listed about 6% above the St Petersburg median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 495 ST TROPEZ CIRCLE NE?+
North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THE KEY GROUP · Amanda Bursik. MLS #TB8556263.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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