4038 CORTEZ DRIVE UNIT B, TAMPA, FL, 33614
Active37 days on marketListed Aug 21, 2026MLS #TB8539997
About this home
4038 CORTEZ DRIVE UNIT B
Virtually Staged. HUGE PRICE REDUCTION! SELLERS ARE VERY MOTIVATED! This charming 2-bedroom, 2.5-bath townhome-style condo is bursting with space and sunshine! This 2 story home lives large, all rooms offer generous space to stretch out and relax. Only 8 units like this exist in the community, so when one hits the market, it doesn’t last long! Here’s the best part: while records show 1,562 sq ft, this home truly lives like over 1,700! Both former lanais have been thoughtfully converted into bright interior living space without being counted in the official square footage. That’s bonus living space you get to enjoy every single day! AND SINCE IT IS A TWO STORY CONDO, NO UPSTAIRS OR DOWNSTAIRS NEIGHBORS! Downstairs is a convenient half bath and an indoor laundry room with handy built-in shelving for extra storage. Upstairs, both bedrooms boast walk-in closets, including a generously sized primary closet — plus two full baths. But the real showstopper? Those gorgeous lanai windows overlook a serene pond right behind the property! Sip your morning coffee or unwind at sunset while watching birds and wildlife right from your window or backyard. The community has many perks: pool, basketball and tennis courts, and a playground — plus the HOA covers cable, trash, water, sewer, and exterior maintenance for easy, low-maintenance living! The community is also starting a fresh renovation project, repairing stairs and woodwork throughout. There’s an assigned parking space right in front of the unit, plus plenty of guest parking for visitors. Tucked away in a quiet community just off Dale Mabry, you’ll feel miles from it all while staying minutes from Tampa, Raymond James Stadium, MacDill AFB, and Tampa International Airport. Convenience and tranquility — all in one perfect package!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,562
Sqft
0 ac
Lot size
1972
Year built
Two
Levels
$115
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,516 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,516/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−33%
$/sqft vs Tampa actives
$115 vs $292
Days on market
37 vs 45 typical
Where $115/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33614 — neighborhood snapshot
Population
46,218
Median age
40
Median income
$51,143
Median home value
$295,700
Avg household
2.52
Households w/ children
4,623
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
242 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the TAMPA 33614 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4038 CORTEZ DRIVE UNIT B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$128,000
4032 CORTEZ DRIVE UNIT A · same community
4 bd · 2 ba · 1,437 sqft · $89/sqft · 124 DOM
Sold · Dec ’25$416,150
3303 EL MONTE COURT
3 bd · 2 ba · 1,552 sqft · $268/sqft · 0 DOM
Sold · Jun ’26$450,000
7512 N GRADY AVENUE
3 bd · 2 ba · 1,520 sqft · $296/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4038 CORTEZ DRIVE UNIT B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4038 CORTEZ DRIVE UNIT B — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4038 CORTEZ DRIVE UNIT B FAQs
What would the monthly payment be for 4038 CORTEZ DRIVE UNIT B?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,516/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4038 CORTEZ DRIVE UNIT B?+
The most recent tax bill on record (2025) was $2,605. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4038 CORTEZ DRIVE UNIT B?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $180,000, this home is listed about 59% below the Tampa median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4038 CORTEZ DRIVE UNIT B?+
Crestwood Elementary School (elementary), Leto High School (high), Pierce Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33614 market on paper
$180,000 is 21% below the TAMPA 33614 median of $227,400, and at $115/sqft it sits under the Tampa average of $340.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $189,000, now $180,000 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Heather Taylor. MLS #TB8539997.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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