8792 PRAIRIE CREEK DRIVE, NEW PORT RICHEY, FL, 34655
Active33 days on marketListed Aug 18, 2026MLS #TB8540054
About this home
8792 PRAIRIE CREEK DRIVE
Built in 2021 and beautifully enhanced 3-bedroom, plus flex room, 2-bath, 2 car garage home in quaint Trinity neighborhood. Move in ready with over 1800 sq. ft. and a versatile flex room that can serve as an office, study, den, or potentially a 4th bedroom (with the addition of a closet). Freshly painted exterior and excellent curb appeal. The interior features tile flooring throughout the kitchen and spacious living room with custom electric fireplace and accent wall. The kitchen features 42-inch shaker-style cabinetry, granite counter tops, under-cabinet lighting, a stylish backsplash, stainless steel appliances, and a large center island. The primary bedroom has custom-built California Closet system and an on-suite bathroom with dual sinks, quartz counter tops, and a spacious walk-in shower with built-in bench seating. Private backyard retreat with a custom pool, covered lanai, and outdoor shower and NO REAR NEIGHBORS! Additional upgrades include a 3.5-ton A/C system, convenient drop-down attic stairs for easy storage access. NO CDD, LOW HOA DUES, and NO FLOOD INSURANCE REQUIRED. Located in Mitchell Ranch South in Trinity, you're close to excellent schools, parks, shopping, dining, major roadways, and countless local amenities—putting everything you need within easy reach.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,802
Sqft
0.15 ac
Lot size
2
Garage
2021
Year built
One
Levels
$286
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,915 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,915/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.3%
$/sqft vs New Port Richey actives
$286 vs $197
Days on market
33 vs 55 typical
Where $286/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
The numbers that matter
The New Port Richey market
$280K → $275K
New Port Richey median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
262 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 81% above the New Port Richey median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 8792 PRAIRIE CREEK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$450,000
8729 PRAIRIE CREEK DRIVE · same community
4 bd · 2 ba · 1,802 sqft · $250/sqft · 28 DOM
Sold · Jan ’26$445,000
8648 PRAIRIE CREEK DRIVE · same community
3 bd · 2 ba · 1,824 sqft · $244/sqft · 20 DOM
Sold · Dec ’25$480,000
8847 PRAIRIE CREEK DRIVE · same community
3 bd · 2 ba · 2,017 sqft · $238/sqft · 103 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8792 PRAIRIE CREEK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8792 PRAIRIE CREEK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8792 PRAIRIE CREEK DRIVE FAQs
What would the monthly payment be for 8792 PRAIRIE CREEK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,915/mo — principal and interest, the actual property-tax bill, the $46/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8792 PRAIRIE CREEK DRIVE?+
The association fee works out to $46 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8792 PRAIRIE CREEK DRIVE?+
The most recent tax bill on record (2025) was $5,393. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8792 PRAIRIE CREEK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $515,000, this home is listed about 81% above the New Port Richey median of $284,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$515,000 runs 81% above the New Port Richey median — but at 1,802 sqft it's also 30% larger than the typical New Port Richey listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $519,900, now $515,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ABI ROAD REALTY LLC · Bryan Packer. MLS #TB8540054.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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