
11639 W CLEARWATER COURT, HOMOSASSA, FL, 34448
Active54 days on marketListed Aug 20, 2026MLS #TB8540194
About this home
11639 W CLEARWATER COURT
Welcome to your own waterfront retreat, where comfort meets the Florida lifestyle! This inviting 2-bedroom, 2-bath home offers approximately 1,288 square feet of open-concept living space, thoughtfully designed for comfortable everyday living and enjoying the best of Florida’s outdoor lifestyle. The spacious kitchen features new appliances and opens seamlessly into the main living area, creating a bright and welcoming space for entertaining or relaxing. Both bedrooms are comfortably sized, and the two full bathrooms provide convenience for family and guests. Step into the insulated Florida room, complete with its own mini-split system, offering additional year-round living space and the perfect spot to enjoy your morning coffee, unwind, or take in the peaceful surroundings. Outside, the back patio provides an ideal space for grilling and entertaining. For added convenience, the property features a one-car garage with abundant storage, along with a two-car carport, providing plenty of room for vehicles, water toys, and all your Florida essentials. For additional convenience, the owner is willing to convert a portion of the garage into 2 additional bedrooms, offering the opportunity for expanded living space. Additional construction features set this home apart. During the renovations, the exterior of the home was sheeted with plywood prior to the installation of the new windows, doors, and siding. The interior walls are constructed with 2x4 framing rather than the more typical 1x3 framing found in many mobile homes, adding additional structural integrity to the property. Waterfront living is where this property truly shines! Enjoy your own wood dock and boat lift capable of accommodating a boat up to 25 feet. The dock is also designed to conveniently accommodate two boats, a feature not commonly found with many waterfront properties in the area. The HOA also provides access to a community boat ramp and boat storage, adding even more convenience for boating enthusiasts. Beyond the property itself, the location offers the convenience of being just minutes from town, local restaurants, shopping, and everyday amenities, while still providing the peaceful feel of a waterfront retreat. Whether you’re looking for a full-time residence, weekend getaway, or waterfront escape, this property offers the comfort, functionality, and laid-back Florida lifestyle you’ve been looking for. Bring your boat, fishing gear, kayaks, and Florida dreams! Waterfront properties with private dock and boat access are a special find — come see what makes this Homosassa property so unique!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,288
Sqft
0.14 ac
Lot size
1
Garage
1985
Year built
One
Levels
$349
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,235 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,235/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+141%
$/sqft vs Homosassa actives
$349 vs $173
Days on market
54 vs 90 typical
Where $349/sqft sits among the 318 Homosassa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homosassa
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34448 — neighborhood snapshot
Population
10,741
Median age
56
Median income
$47,526
Median home value
$166,000
Avg household
2.28
Households w/ children
866
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $295K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
118 of 318
Homosassa actives have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 138% above the HOMOSASSA 34448 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 11639 W CLEARWATER COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$350,000
11673 W CLEARWATER COURT · same community
2 bd · 2 ba · 1,046 sqft · $335/sqft · 145 DOM
Sold · Dec ’25$50,000
10840 W PALMETTO STREET
3 bd · 1 ba · 1,282 sqft · $39/sqft · 246 DOM
Sold · May ’26$295,000
11546 W CLUBVIEW DRIVE
2 bd · 2 ba · 1,254 sqft · $235/sqft · 174 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11639 W CLEARWATER COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11639 W CLEARWATER COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11639 W CLEARWATER COURT FAQs
What would the monthly payment be for 11639 W CLEARWATER COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,235/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11639 W CLEARWATER COURT?+
The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11639 W CLEARWATER COURT?+
The most recent tax bill on record (2025) was $1,820. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11639 W CLEARWATER COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $450,000, this home is listed about 37% above the Homosassa median of $329,450. The market section on this page shows how the area is trending.
Which schools are assigned to 11639 W CLEARWATER COURT?+
Homosassa Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Madison Sirolli. MLS #TB8540194.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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