7838 CARRIAGE POINTE DRIVE, GIBSONTON, FL, 33534
Active65 days on marketListed Sep 3, 2026MLS #TB8540350
About this home
7838 CARRIAGE POINTE DRIVE
Seller is offering $5,000 toward the buyer’s closing costs and/or mortgage interest rate buydown! Welcome home to this beautifully maintained 3-bedroom, 2-bathroom single-family home in the sought-after Carriage Pointe community! Built in 2006 and offering 1,482 square feet of comfortable living space, this home has been thoughtfully updated and is truly move-in ready. Enjoy peace of mind with a brand-new roof (2025), a brand-new water heater, and a well-maintained A/C system (2016) — major systems are covered, so you can focus on making it your own. The home has also been freshly painted throughout, giving it a bright, clean, move-in-ready feel from the moment you walk in. The open-concept kitchen flows seamlessly into the living area, offering plenty of cabinet space, granite countertops, newer appliances, and durable ceramic tile flooring — perfect for everyday living and entertaining. The primary suite features a spacious walk-in closet and an en-suite bath with a garden tub and linen closet, offering a private retreat at the end of the day. New carpet has been installed in both the primary and second bedrooms, while the living area and third bedroom feature easy-care vinyl flooring. Sitting in Flood Zone X, this home carries minimal flood risk — a real advantage for buyers weighing insurance costs and peace of mind in Florida. Carriage Pointe is a pet-friendly community offering wonderful amenities, including a clubhouse, swimming pool, fitness center, tennis courts, basketball courts, and a playground. Conveniently located in Gibsonton, this home is just minutes from supermarkets, pharmacies, and urgent care facilities, with easy access to major roads and about 20 miles (roughly 25–30 minutes) from Downtown Tampa — offering the perfect balance of quiet suburban living and everyday convenience. With a new roof, new water heater, fresh paint, new carpet, and updated kitchen finishes already done, this one is ready for its next chapter — schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,482
Sqft
0.11 ac
Lot size
2
Garage
2006
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,916 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,916/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.9%
$/sqft vs Gibsonton actives
$198 vs $179
Days on market
65 vs 39 typical
Where $198/sqft sits among the 58 Gibsonton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gibsonton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Gibsonton. See the full Gibsonton guide →
GIBSONTON 33534 — neighborhood snapshot
Population
17,740
Median age
34.4
Median income
$80,484
Median home value
$314,000
Avg household
3.1
Households w/ children
2,572
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gibsonton market
$318K → $348K
Gibsonton median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
31 of 58
Gibsonton actives have cut their price
Median sold price, Gibsonton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the GIBSONTON 33534 median. See the full Gibsonton market guide →
Paper trail
This home's history
Reality check
What actually sold near 7838 CARRIAGE POINTE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$230,000
7861 CARRIAGE POINTE DRIVE · same community
3 bd · 2 ba · 1,482 sqft · $155/sqft · 65 DOM
Sold · Jun ’26$325,000
7861 CARRIAGE POINTE DRIVE · same community
3 bd · 2 ba · 1,482 sqft · $219/sqft · 78 DOM
Sold · Sep ’26$310,000
7710 CARRIAGE POINTE DRIVE · same community
3 bd · 2 ba · 1,482 sqft · $209/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 7838 CARRIAGE POINTE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7838 CARRIAGE POINTE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7838 CARRIAGE POINTE DRIVE FAQs
What would the monthly payment be for 7838 CARRIAGE POINTE DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,916/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7838 CARRIAGE POINTE DRIVE?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7838 CARRIAGE POINTE DRIVE?+
The most recent tax bill on record (2025) was $7,082. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7838 CARRIAGE POINTE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gibsonton?+
At $293,000, this home is listed about 5% below the Gibsonton median of $310,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7838 CARRIAGE POINTE DRIVE?+
Gibsonton Elementary School (elementary), East Bay High School (high), Dowdell Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Iryna Karavan. MLS #TB8540350.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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