CENTURY 21 Edge
$295,0003 bd2 ba1,482 sqft$199 /sqft$2,642 /mo all-in ↓

7838 CARRIAGE POINTE DRIVE, GIBSONTON, FL, 33534

Active17 days on marketListed Sep 3, 2026MLS #TB8540350

Single Family ResidenceCARRIAGE POINTE PH 1

About this home

7838 CARRIAGE POINTE DRIVE

Welcome home to this beautifully maintained 3-bedroom, 2-bathroom single-family home in the sought-after Carriage Pointe community! Built in 2006 and offering 1,482 square feet of comfortable living space, this home has been thoughtfully updated and is truly move-in ready. Enjoy peace of mind with a brand-new roof (2025), a brand-new water heater, and a well-maintained A/C system (2016) — major systems are covered, so you can focus on making it your own. The home has also been freshly painted throughout, giving it a bright, clean, move-in-ready feel from the moment you walk in. The open-concept kitchen flows seamlessly into the living area, offering plenty of cabinet space, granite countertops, newer appliances, and durable ceramic tile flooring — perfect for everyday living and entertaining. The primary suite features a spacious walk-in closet and an en-suite bath with a garden tub and linen closet, offering a private retreat at the end of the day. New carpet has been installed in both the primary and second bedrooms, while the living area and third bedroom feature easy-care vinyl flooring. Sitting in Flood Zone X, this home carries minimal flood risk — a real advantage for buyers weighing insurance costs and peace of mind in Florida. Carriage Pointe is a pet-friendly community offering wonderful amenities, including a clubhouse, swimming pool, fitness center, tennis courts, basketball courts, and a playground. Conveniently located in Gibsonton, this home is just minutes from supermarkets, pharmacies, and urgent care facilities, with easy access to major roads and about 20 miles (roughly 25–30 minutes) from Downtown Tampa — offering the perfect balance of quiet suburban living and everyday convenience. With a new roof, new water heater, fresh paint, new carpet, and updated kitchen finishes already done, this one is ready for its next chapter — schedule your showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,482

Sqft

0.11 ac

Lot size

2

Garage

2006

Year built

One

Levels

$199

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile · Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingGarage Door Opener
ExteriorRain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$25/mo
Taxes (2025)$7,082/yr
PetsCats OK, Dogs OK, Yes
CommunityClubhouse · Deed Restrictions · Fitness Center · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Public · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,642 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,737
FHA mortgage insurance (est.)$130
Property tax — 2025 actual bill$590
HOA fee — from the listing$25
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,325
Interest rate6.00%
Loan term

Estimated payment

$2,642/mo

Principal & interest$1,737
FHA mortgage insurance (est.)$130
Property taxes (actual bill)$590
HOA / condo fee$25
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $295K
$283KedgeAI estimate $308,346 · range $305K$313K$326K

vs edgeAI estimate

−4.3%

$/sqft vs Gibsonton actives

$199 vs $177

Days on market

17 vs 25 typical

Where $199/sqft sits among the 49 Gibsonton actives

13
12
11 · this home
4
4
5
$130–154$154–177$177–201$201–225$225–248$248+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gibsonton

Drive times from this address

Downtown Tampa21 min
Tampa Int’l Airport (TPA)34 min
Walt Disney World75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Gibsonton. See the full Gibsonton guide →

GIBSONTON 33534 — neighborhood snapshot

Population

18,018

Median age

33.1

Median income

$73,600

Median home value

$274,000

Avg household

3.14

Households w/ children

2,552

For the school run

Hillsborough County School District

ElementaryCorr Elementary School★★★★
HighEast Bay High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gibsonton market

Seller’s marketSeller’s market3.0 months of inventoryBuyer’s market

$310K$306K

Gibsonton median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

27 of 49

Gibsonton actives have cut their price

Median sold price, Gibsonton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% above the GIBSONTON 33534 median. See the full Gibsonton market guide →

Paper trail

This home's history

Sep 3, 2026Listed at $295,000 · 17 days on market since
2006Built · CARRIAGE POINTE PH 1

Reality check

What actually sold near 7838 CARRIAGE POINTE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7861 CARRIAGE POINTE DRIVESold · Feb ’26

$230,000

7861 CARRIAGE POINTE DRIVE · same community

3 bd · 2 ba · 1,482 sqft · $155/sqft · 65 DOM

7861 CARRIAGE POINTE DRIVESold · Jun ’26

$325,000

7861 CARRIAGE POINTE DRIVE · same community

3 bd · 2 ba · 1,482 sqft · $219/sqft · 78 DOM

8218 CARRIAGE POINTE DRIVESold · Dec ’25

$298,000

8218 CARRIAGE POINTE DRIVE · same community

3 bd · 2 ba · 1,618 sqft · $184/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 7838 CARRIAGE POINTE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7838 CARRIAGE POINTE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7838 CARRIAGE POINTE DRIVE FAQs

What would the monthly payment be for 7838 CARRIAGE POINTE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,642/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7838 CARRIAGE POINTE DRIVE?+

The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7838 CARRIAGE POINTE DRIVE?+

The most recent tax bill on record (2025) was $7,082. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7838 CARRIAGE POINTE DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gibsonton?+

At $295,000, this home is listed about 11% below the Gibsonton median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7838 CARRIAGE POINTE DRIVE?+

Corr Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Iryna Karavan. MLS #TB8540350.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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