27816 COBALT LANE, WESLEY CHAPEL, FL, 33544
Active32 days on marketListed Aug 20, 2026MLS #TB8540622
About this home
27816 COBALT LANE
Virtually Staged. POND & CONSERVATION VIEWS | GATED COMMUNITY | NEW ROOF (2025) | 5 BEDROOMS | 4 FULL BATHS | 3 CAR GARAGE | BONUS MEDIA ROOM | OFFICE | FIRST-FLOOR PRIMARY SUITE! This is an exceptional two story home ideally located in the private gated enclave of Watermark within the highly sought after Seven Oaks master planned community in Wesley Chapel. With stunning pond and conservation views, no rear neighbors, an open-concept split floor plan, extensive updates, and exceptional community amenities, this home offers the perfect combination of luxury, comfort, privacy, and Florida living. The glass paned French doors welcome you into a bright and inviting interior featuring an open floor plan, soaring high ceilings, and beautiful architectural ceiling beams in the great room. Built by Homes by WestBay. The gourmet-style kitchen is the heart of the home and features a large granite island, 42-inch cabinetry with pull-out drawers, stainless steel appliances, gas cooktop, closet pantry, and abundant counter space. The kitchen opens directly to the great room & informal dining space, creating an ideal setup for entertaining & keeping everyone connected. Home also features a separate formal dining room. The spacious first-floor primary suite is tucked away for privacy and showcases beautiful views of the pond and conservation area. Primary has 2 walk in closets! New flooring in this room with no carpet adds an updated look, while the luxurious primary ensuite bathroom offers dual sinks, soaking tub, and an oversized walk-in shower. Three additional bedrooms are located downstairs, along with a seperate office & two full bathrooms. One bathroom leads directly to the back lanai, making this a perfect potential pool home. Upstairs, the expansive bonus room provides valuable additional living space and can easily function as a media theater room, game room, home gym, playroom, or private retreat. There is also one more bedroom & full bathroom upstairs. Step outside through the panoramic sliding glass doors to the screened & pavered lanai and take in the peaceful pond and conservation views. With existing water and gas rough-ins, the outdoor space is ready for you to create the outdoor kitchen or entertaining area you've been envisioning. The 3-car garage provides plenty of room. Home features a new Roof (2025), water filtration system & hurricane windows, garage door & sliding glass doors! Residents of Seven Oaks enjoy an impressive collection of resort-style amenities. You'll love the Seven Oaks community resort style pool and sun deck with available cabanas, the Junior-Olympic lap pool with double loop water slide, wading pool, shallow splash children's water park, competition tennis courts, sand volleyball court, softball and soccer fields, and full court basketball complete with lighting. In addition, be sure to check out the multi-tiered theater with projection screen, state of the art fitness area, aerobics room, locker rooms with showers, separate gathering and meeting rooms, specialty cafe, and more, all located within the private community at the Seven Oaks Clubhouse. The community's convenient Wesley Chapel location puts you close to shopping, dining, hospitals, major highways, and everyday conveniences. Schedule your private showing today and experience everything this Seven Oaks home has to offer.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,729
Sqft
0.25 ac
Lot size
3
Garage
2012
Year built
Two
Levels
$237
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,571 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,571/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.4%
$/sqft vs Wesley Chapel actives
$237 vs $199
Days on market
32 vs 50 typical
Where $237/sqft sits among the 400 Wesley Chapel actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seven Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
Seven Oaks — neighborhood snapshot
Population
7,676
Median age
32
Median income
$109,436
Median home value
$511,135
Avg household
3
Households w/ children
1,139
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $432K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
271 of 400
Wesley Chapel actives have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 164% above the WESLEY CHAPEL 33544 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 27816 COBALT LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$780,000
27722 INDIGO POND COURT · same community
5 bd · 3.5 ba · 3,473 sqft · $225/sqft · 16 DOM
Sold · May ’26$777,500
3220 AZURE SKY WAY · same community
6 bd · 4 ba · 3,399 sqft · $229/sqft · 8 DOM
Sold · Feb ’26$890,000
3243 WATERMARK DRIVE
5 bd · 4.5 ba · 3,707 sqft · $240/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 27816 COBALT LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 27816 COBALT LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
27816 COBALT LANE FAQs
What would the monthly payment be for 27816 COBALT LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,571/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 27816 COBALT LANE?+
The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 27816 COBALT LANE?+
The most recent tax bill on record (2025) was $15,478. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 27816 COBALT LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $885,000, this home is listed about 103% above the Wesley Chapel median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 27816 COBALT LANE?+
Seven Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$885,000 runs 164% above the WESLEY CHAPEL 33544 median — but at 3,729 sqft it's also nearly twice the size of the typical Wesley Chapel listing.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Seven Oaks Elementary School, Wiregrass Ranch High School, Dr. John Long Middle School — Seven Oaks Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $899,000, now $885,000 — a $14K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Jessica Harris. MLS #TB8540622.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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