
16936 BALANCE COVE, LAND O LAKES, FL, 34638
Active34 days on marketListed Aug 20, 2026MLS #TB8540650
About this home
16936 BALANCE COVE
Welcome to this beautifully appointed, maintenance-free three-bedroom villa in the highly sought-after Bexley community, offering a thoughtfully designed floor plan, peaceful conservation views, and an exceptional resort-style lifestyle. From the covered front porch and private entry, step inside to a bright, open interior designed for comfortable everyday living and effortless entertaining. The spacious main living area brings together the kitchen, dining room, and expansive living room, creating an open and inviting gathering space. Tile flooring throughout the main living areas and granite countertops add both style and easy-care convenience. At the heart of the home, the kitchen features generous counter and cabinet space, a large pantry, breakfast bar seating, and a functional layout that keeps the kitchen connected to the living and dining areas. The home's split-bedroom design provides wonderful privacy. Tucked away at the rear of the villa, the spacious primary bedroom measures approximately 16'7" x 14'2" and overlooks the peaceful conservation setting. The primary suite also features an impressive walk-in closet measuring approximately 6'7" x 11'11" and a spacious en-suite bathroom with dual vanities and a walk-in shower. At the opposite end of the home, two additional bedrooms are positioned near the foyer and connected by a convenient Jack-and-Jill bathroom arrangement, creating an ideal setup for family members, overnight guests, or flexible use as a home office or den. The separation of these bedrooms from the primary suite provides privacy for everyone. One of the home's most distinctive features is the approximately 16' x 9'5" sunroom overlooking the conservation area. This inviting space extends the living area and provides a wonderful place to enjoy morning coffee, read, entertain friends, or simply relax while taking in the peaceful natural surroundings. With the conservation area beyond the home, the setting feels private and serene. The thoughtful floor plan also includes a dedicated laundry area, abundant storage, and an attached two-car garage, adding everyday functionality to the home's easy-maintenance design. Living in Bexley is about much more than the home itself. Residents enjoy an outstanding collection of community amenities, including resort-style pools, an on-site café and restaurant, dog parks, playgrounds, fitness and recreational opportunities, and miles of scenic walking and biking trails throughout the community. Grocery stores, shopping, dining, and everyday conveniences are just minutes away, while easy access to major roadways connects you to Tampa and the surrounding area. Tampa International Airport is approximately 20–30 minutes away, making the location especially convenient for travel. With its three-bedroom split floor plan, oversized primary suite, conservation views, sunroom, two-car garage, and maintenance-free lifestyle, this exceptional Bexley villa combines the space and privacy of a single-family home with the ease and convenience villa living is known for. Schedule your private showing today and experience the Bexley lifestyle for yourself.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,950
Sqft
0.12 ac
Lot size
2
Garage
2018
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,308 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,308/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.4%
$/sqft vs Land O Lakes actives
$195 vs $205
Days on market
34 vs 43 typical
Where $195/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bexley
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
Bexley — neighborhood snapshot
Population
3,771
Median age
39
Median income
$109,441
Median home value
$408,921
Avg household
2
Households w/ children
429
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $414K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
239 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 16936 BALANCE COVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$380,000
16822 BALANCE COVE · same community
3 bd · 2 ba · 1,950 sqft · $195/sqft · 299 DOM
Sold · Oct ’25$410,000
16866 BALANCE COVE · same community
3 bd · 2 ba · 1,950 sqft · $210/sqft · 57 DOM
Sold · Apr ’26$438,000
17335 BRIGHTON LAKE ROAD · same community
3 bd · 2 ba · 1,888 sqft · $232/sqft · 72 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16936 BALANCE COVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16936 BALANCE COVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16936 BALANCE COVE FAQs
What would the monthly payment be for 16936 BALANCE COVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,308/mo — principal and interest, the actual property-tax bill, the $190/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16936 BALANCE COVE?+
The association fee works out to $190 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16936 BALANCE COVE?+
The most recent tax bill on record (2025) was $6,633. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16936 BALANCE COVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $380,000, this home is listed about 9% below the Land O Lakes median of $419,450. The market section on this page shows how the area is trending.
Which schools are assigned to 16936 BALANCE COVE?+
Charles S. Rushe Middle School (middle), Sunlake High School (high), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA, LLC · Mark Middleton. MLS #TB8540650.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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