12231 KELLY LANE, THONOTOSASSA, FL, 33592
Active31 days on marketListed Aug 20, 2026MLS #TB8540679
About this home
12231 KELLY LANE
Looking for tranquility but close to all the conveniences? Pool, Workshop, & Conservation Views! Welcome home to 12231 Kelly Lane, a spacious 4-bedroom (plus office or use as 5th bedroom), 2-bathroom residence offering 2,586 sq ft of living space, and a private backyard paradise. Be sure to watch the video walkthrough! Set on a massive 0.43-acre lot under mature oak trees, this immaculate move-in-ready property delivers the perfect blend of indoor comfort, outdoor recreation, and peaceful seclusion with NO HOA or CDDs. The interior features 4 bedrooms, an extra office/flex room/bedroom, and bamboo wood floors and tile throughout. The central kitchen is designed with a convenient pass-through opening directly to the massive main family room, which features a wood-burning fireplace, perfect for family time or entertaining guests. Flexible storage, including two dedicated rooms off the laundry area, ideal for pantry overflow or additional climate-controlled storage needs. All windows have been updated for energy-efficiency. Enjoy sunny Florida days on your fully screened, covered patio overlooking an in-ground swimming pool with conservation backdrop. The rear lot line borders natural conservation land, ensuring perpetual privacy with no rear neighbors, and a 5-minute trail walk taking you directly to the Hillsborough River. Abundant wildlife to enjoy, including tortoises, falcons, owls, sandhill cranes, deer, and more. The detached garage/workshop provides exceptional space for vehicles, a home workshop, or extra gear. Schedule your private showing today! Very few homes come available in this neighborhood!
Facts & features
The home at a glance
5
Bedrooms
2
Bathrooms
2,586
Sqft
0.43 ac
Lot size
2
Garage
1972
Year built
One
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,739 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,739/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Thonotosassa actives
$205 vs $260
Days on market
31 vs 51 typical
Where $205/sqft sits among the 49 Thonotosassa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Thonotosassa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Thonotosassa. See the full Thonotosassa guide →
THONOTOSASSA 33592 — neighborhood snapshot
Population
11,931
Median age
42.5
Median income
$65,683
Median home value
$247,900
Avg household
2.78
Households w/ children
1,168
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Thonotosassa market
$480K → $459K
Thonotosassa median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
20 of 49
Thonotosassa actives have cut their price
Median sold price, Thonotosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the THONOTOSASSA 33592 median. See the full Thonotosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 12231 KELLY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$600,000
12229 LANGSHAW DRIVE
4 bd · 3 ba · 2,461 sqft · $244/sqft · 0 DOM
Sold · Jun ’26$870,000
10920 FLINT ESTATES DRIVE
4 bd · 3 ba · 3,042 sqft · $286/sqft · 3 DOM
Sold · Jul ’26$305,000
11821 GROVEWOOD AVENUE
4 bd · 3 ba · 1,704 sqft · $179/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12231 KELLY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12231 KELLY LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12231 KELLY LANE FAQs
What would the monthly payment be for 12231 KELLY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,739/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12231 KELLY LANE?+
The most recent tax bill on record (2025) was $2,768. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Thonotosassa?+
At $529,000, this home is listed about 14% above the Thonotosassa median of $465,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12231 KELLY LANE?+
Thonotosassa Elementary School (elementary), Jennings Middle School (middle), Armwood High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOMESMART. MLS #TB8540679.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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