4589 MARINER BLVD, SPRING HILL, FL, 34609
Active15 days on marketListed Aug 20, 2026MLS #TB8540705
About this home
4589 MARINER BLVD
Back on the market! Priced to sell! PRIVATE POOL | CONVERTED GARAGE | MULTI-GENERATIONAL LIVING POTENTIAL | IN-LAW SUITE OPPORTUNITY | FLEXIBLE LIVING SPACE | INVESTMENT OPPORTUNITY | BRING YOUR VISION! This inviting home offers a spacious and comfortable setting with a welcoming open layout and plenty of room to gather, relax, and entertain. The kitchen features ample cabinetry and counter space, flowing into the dining and living areas, while the bright Florida room provides a wonderful connection to the outdoors. The converted garage adds valuable additional living space and offers incredible flexibility for a potential in-law suite, multigenerational living arrangement, guest quarters, family room, home office, hobby space, or private retreat. This added space provides an excellent option for buyers needing room for extended family or those looking for a home that can adapt to changing lifestyle needs. Step outside to your private screened enclosure featuring an in-ground swimming pool, creating the perfect setting for cooling off, entertaining friends and family, or simply enjoying the Florida lifestyle. The generous yard provides additional outdoor space and plenty of room to create your own backyard oasis. While the home would benefit from some updating, it presents an exciting opportunity for someone willing to put in the work and transform the property into their dream home. Make the updates you've always wanted, customize the finishes to your taste, and potentially build equity through improvements. For investors, this property also offers an attractive value-add opportunity with a desirable combination of a pool, flexible living space, and a layout with strong potential. Whether you're an investor searching for your next project, a buyer looking for a home with multigenerational living potential, or someone ready to roll up their sleeves and create a home that's truly their own, don't miss the opportunity to unlock the potential this property has to offer!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,015
Sqft
0.28 ac
Lot size
1988
Year built
One
Levels
$138
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,057 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,057/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20%
$/sqft vs SPRING HILL
$138 vs $198
Days on market
15 vs 43 typical
Where $138/sqft sits among the 308 homes for sale in SPRING HILL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34609 — neighborhood snapshot
Population
46,066
Median age
44.8
Median income
$79,284
Median home value
$275,900
Avg household
2.7
Households w/ children
5,105
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $315K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
156 of 308
SPRING HILL have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 4589 MARINER BLVD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$377,500
7337 PRICE STREET · same community
4 bd · 2 ba · 2,102 sqft · $180/sqft · 18 DOM
Sold · Dec ’25$365,000
10462 BAYLOR DRIVE · same community
3 bd · 2 ba · 1,883 sqft · $194/sqft · 3 DOM
Sold · Nov ’25$304,000
1251 MCNEAL ROAD · same community
4 bd · 2 ba · 1,840 sqft · $165/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4589 MARINER BLVD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4589 MARINER BLVD — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4589 MARINER BLVD FAQs
What would the monthly payment be for 4589 MARINER BLVD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,057/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4589 MARINER BLVD?+
The most recent tax bill on record (2025) was $1,651. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4589 MARINER BLVD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $278,000, this home is listed about 18% below the Spring Hill median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4589 MARINER BLVD?+
Frank W. Springstead High School (high), John D. Floyd Elementary School (elementary), Powell Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SPRING HILL 34609 market on paper
$278,000 is 17% below the SPRING HILL 34609 median of $335,000, and at $138/sqft it sits under the Spring Hill average of $199.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $280,000, now $278,000 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ORCHARD BROKERAGE, LLC · Justin Meyers. MLS #TB8540705.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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