1009 PEARCE DRIVE UNIT 205, CLEARWATER, FL, 33764
Active1 days on marketListed Nov 6, 2026MLS #TB8540727
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About this home
1009 PEARCE DRIVE UNIT 205
Welcome to resort-style living in this 1-bedroom, 1-bath condo nestled in a peaceful 55+ community. Enjoy a relaxed, vacation-like atmosphere with wonderful amenities including a sparkling pool, fitness center, clubhouse, park, and shuffleboard. The community offers the perfect setting to stay active, socialize, or simply unwind and enjoy the Florida lifestyle. Conveniently located close to shopping, dining, entertainment, beaches, and everyday necessities, yet tucked away from the hustle and bustle, this condo truly offers the best of both worlds—close to everything, but with a secluded, peaceful feel. Whether you're looking for a full-time residence, seasonal getaway, or a low-maintenance place to enjoy the Florida sunshine, this is a wonderful opportunity to make resort-style living your everyday lifestyle.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
685
Sqft
1.64 ac
Lot size
1970
Year built
One
Levels
$142
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,368 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,368/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.8%
Days on market
1 vs 55 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33764 — neighborhood snapshot
Population
27,311
Median age
50.8
Median income
$67,256
Median home value
$329,900
Avg household
2.19
Households w/ children
2,088
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$330K → $275K
Clearwater median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% below the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1009 PEARCE DRIVE UNIT 205 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1009 PEARCE DRIVE UNIT 205 — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1009 PEARCE DRIVE UNIT 205 FAQs
What would the monthly payment be for 1009 PEARCE DRIVE UNIT 205?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,368/mo — principal and interest, the actual property-tax bill, the $487/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1009 PEARCE DRIVE UNIT 205?+
The association fee works out to $487 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1009 PEARCE DRIVE UNIT 205?+
The most recent tax bill on record (2025) was $142. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1009 PEARCE DRIVE UNIT 205?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $97,000, this home is listed about 68% below the Clearwater median of $299,737. The market section on this page shows how the area is trending.
Which schools are assigned to 1009 PEARCE DRIVE UNIT 205?+
Belcher Elementary School (elementary), Oak Grove Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLEARWATER 33764 market on paper
$97,000 is 52% below the CLEARWATER 33764 median of $202,500, and at $142/sqft it sits under the Clearwater average of $297.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Clearwater market that averages 55 — if it fits, move quickly.
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Michelle Kravetz PA. MLS #TB8540727.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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