
16012 TERNGLADE DRIVE, LITHIA, FL, 33547
Active6 days on marketListed Aug 21, 2026MLS #TB8540740
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About this home
16012 TERNGLADE DRIVE
FISHHAWK RANCH / TERNWOOD / POOL & SPA / CONSERVATION LOT / NO REAR NEIGHBORS ** Welcome to this exceptional 4-bedroom, 4-bath, 3-car garage Sabal Gulfview model in the Gated village of Tern Wood, FishHawk Ranch. Situated on a private conservation lot, this meticulously maintained 3,789 sq. ft. two-story residence combines timeless elegance with resort-style living and an impressive list of upgrades. A striking warm wooden Speakeasy front door opens to a spacious foyer, formal dining room with butler’s station, and an oversized office/den. The open-concept great room showcases a dream kitchen with 42-inch wood cabinetry, quartz countertops, stainless steel appliances, gas range, walk-in pantry, butler’s pantry, and sunny breakfast nook overlooking the sparkling pool and lush conservation views. The adjoining living room features a gas fireplace, stately windows, 10-foot ceilings, crown molding, 5-inch baseboards, and beautiful hardwood flooring throughout the first-floor living spaces. The luxurious first-floor primary suite offers a private entrance to the lanai, dual walk-in closets with custom built-ins, and a spa-inspired bath with double vanities, garden tub, and oversized doorless walk-in shower. A split-bedroom design provides privacy for the downstairs guest bedroom, conveniently located near the pool bath, while the spacious laundry room offers abundant cabinetry and storage. A graceful curved wooden staircase leads upstairs to a second primary suite, additional spacious bedrooms—including one with private access to the covered front veranda—and an enormous game, exercise, and media room featuring a 4K Sony home theater, projection system, receiver, and theater seating. Outdoor living is truly spectacular, with a large screened-in lanai, brick pavers, saltwater infinity-edge pool and spa, LED pool and spa lighting, and in-ground cleaning system, all overlooking a serene conservation backdrop. The custom outdoor kitchen is designed for entertaining and features a built-in Blaze LTE grill with searing burner, stainless-steel refrigerator, generous bar, and ample seating. Additional features include full-home Lutron smart lighting, Hunter Douglas blinds and plantation shutters, a whole-home water treatment system, tankless water heater, and more. Recent updates include 2026 hardwood flooring in the den, GE Café refrigerator with transferable 5-year warranty, pool and spa lights, garage door opener, and upgraded pool screen 2019; 2025 Clearlight Sanctuary 5 sauna and two-stage Carrier A/C with transferable 10-year warranty; and 2023 new toilets, home theater upgrades, new roof with transferable 10-year workmanship and 50-year material warranties, and farmhouse-style living room fan. This home truly has it all—privacy, luxury, thoughtful upgrades, exceptional indoor-outdoor living, and a prime FishHawk location close to Park Square and all FishHawk amenities, including clubhouses, pools, tennis and basketball courts, and community green spaces. Top Schools: FISHHAWK CREEK ELEMENTARY, RANDALL MIDDLE SCHOOL, NEWSOME HIGH SCHOOL. See the atached features and updates list schedule your tour today!
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,789
Sqft
0.24 ac
Lot size
3
Garage
2008
Year built
Two
Levels
$277
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,190 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,190/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.8%
$/sqft vs Lithia actives
$277 vs $221
Days on market
6 vs 45 typical
Where $277/sqft sits among the 137 Lithia actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fish Hawk
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lithia. See the full Lithia guide →
Fish Hawk — neighborhood snapshot
Population
25,854
Median age
36
Median income
$130,345
Median home value
$479,914
Avg household
3
Households w/ children
4,427
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lithia market
$580K → $559K
Lithia median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
83 of 137
Lithia actives have cut their price
Median sold price, Lithia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 111% above the LITHIA 33547 median. See the full Lithia market guide →
Paper trail
This home's history
Reality check
What actually sold near 16012 TERNGLADE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,090,000
15817 SORAWATER DRIVE
4 bd · 3.5 ba · 3,712 sqft · $294/sqft · 4 DOM
Sold · Jun ’26$725,000
11209 COVENTRY GROVE CIRCLE
5 bd · 4.5 ba · 3,560 sqft · $204/sqft · 259 DOM
Sold · Jun ’26$719,000
15239 KESTRELRISE DRIVE
4 bd · 4 ba · 3,516 sqft · $204/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16012 TERNGLADE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16012 TERNGLADE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16012 TERNGLADE DRIVE FAQs
What would the monthly payment be for 16012 TERNGLADE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,190/mo — principal and interest, the actual property-tax bill, the $52/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16012 TERNGLADE DRIVE?+
The association fee works out to $52 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16012 TERNGLADE DRIVE?+
The most recent tax bill on record (2025) was $11,019. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16012 TERNGLADE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lithia?+
At $1,050,000, this home is listed about 86% above the Lithia median of $564,900. The market section on this page shows how the area is trending.
Which schools are assigned to 16012 TERNGLADE DRIVE?+
Fishhawk Creek Elementary School (elementary), Randall Middle School (middle), Newsome High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,050,000 runs 111% above the LITHIA 33547 median — but at 3,789 sqft it's also 48% larger than the typical Lithia listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 6 days on market in a Lithia market that averages 45 — if it fits, move quickly.
04Strong assigned schools
Fishhawk Creek Elementary School, Randall Middle School, Newsome High School, Patricia Sullivan Metropolitan Ministries Partnership School — Fishhawk Creek Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SIGNATURE REALTY ASSOCIATES · George Shea. MLS #TB8540740.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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