CENTURY 21 Edge
$140,000$175,000$1,050 /mo all-in ↓

HIGHWAY 17S, GREEN COVE SPRINGS, FL, 32043

Active31 days on marketListed Aug 20, 2026MLS #TB8540750

Priced 67% below the GREEN COVE SPRINGS 32043 medianReduced $35K

About this home

HIGHWAY 17S

10 Wooded Acres Near Green Cove Springs! This rural Clay County parcel offers approximately 10 acres surrounded by agricultural and timberland, approximately 10 miles from Green Cove Springs. Zoned AR—Agricultural/Residential, the zoning generally permits noncommercial agricultural activities, including keeping and raising horses and other permitted livestock on parcels larger than 1 acre. Located in FEMA Flood Zone X and near the proposed 3,145-acre Agricola master-planned community, which is planned to include approximately 4,000 residences, trails, schools, open space, and community amenities. Still Road is visible on aerial mapping crossing the property; however, no recorded legal ingress or egress was identified, and the parcel is being offered as landlocked. An opportunity for buyers seeking substantial wooded acreage for long-term ownership near anticipated area growth.GPS coordinates 29.8981, -81.7037

Facts & features

The home at a glance

10 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$50/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,050 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$824
FHA mortgage insurance (est.)$62
Property tax — 2025 actual bill$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,900
Interest rate6.00%
Loan term

Estimated payment

$1,050/mo

Principal & interest$824
FHA mortgage insurance (est.)$62
Property taxes (actual bill)$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Green Cove Springs

Get to know Green Cove Springs. See the full Green Cove Springs guide →

GREEN COVE SPRINGS 32043 — neighborhood snapshot

Population

33,592

Median age

41

Median income

$80,698

Median home value

$292,300

Avg household

2.68

Households w/ children

4,233

For the school run

Clay County School District

MiddleGreen Cove Springs Junior High School★★★★
ElementaryCharles E. Bennett Elementary School★★★★
HighClay High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Green Cove Springs market

Seller’s marketSeller’s market2.3 months of inventoryBuyer’s market

$432K$417K

Green Cove Springs median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

Median sold price, Green Cove Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 67% below the GREEN COVE SPRINGS 32043 median. See the full Green Cove Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $140,000 $35K
Aug 20, 2026Listed at $175,000 · 31 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about HIGHWAY 17S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for HIGHWAY 17S — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

HIGHWAY 17S FAQs

What would the monthly payment be for HIGHWAY 17S?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,050/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on HIGHWAY 17S?+

The most recent tax bill on record (2025) was $50. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Green Cove Springs?+

At $140,000, this home is listed about 64% below the Green Cove Springs median of $391,590. The market section on this page shows how the area is trending.

Which schools are assigned to HIGHWAY 17S?+

Green Cove Springs Junior High School (middle), Charles E. Bennett Elementary School (elementary), Clay High School (high) — Clay County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the GREEN COVE SPRINGS 32043 market on paper

$140,000 is 67% below the GREEN COVE SPRINGS 32043 median of $419,428.

02Strong assigned schools

Green Cove Springs Junior High School, Charles E. Bennett Elementary School, Clay High School — Green Cove Springs Junior High School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $175,000, now $140,000 — a $35K cut. The full history is in the market section below.

Listing courtesy of PLANTATION REALTY, INC. · Carol Villani. MLS #TB8540750.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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