3420 PALOMA DRIVE, HOLIDAY, FL, 34690
Active6 days on marketListed Aug 28, 2026MLS #TB8540836
About this home
3420 PALOMA DRIVE
Welcome to this beautifully updated 2-bedroom, 1.5-bath home offering extensive upgrades, energy efficiency, and exceptional outdoor living! Major improvements include a NEW ROOF, NEW HURRICANE-GRADE IMPACT WINDOWS with larger windows for abundant natural light, NEW HVAC/AC, NEW GUTTERS, and underground power lines. The impact windows also feature transferable lifetime warranties for added peace of mind. Inside, enjoy fresh paint throughout, a remodeled kitchen and bathroom, new carpet, updated interior door hardware, and new cabinet pulls. The oversized one-car garage features a freshly painted floor. Step outside to a freshly painted exterior, new landscaping, mature trees, a NEW DECK, and a new sliding glass door that seamlessly connects the living space to the backyard. The fully fenced yard also includes a storage shed and an irrigation system supplied by its own well. Additional highlights include NO HOA, NOT IN A FLOOD ZONE, and excellent insulation that helps keep the home remarkably quiet—even during storms and high winds. This home is also impressively energy-efficient, with the AC maintained between 68°–70°F and average summer electric bills of approximately $220. Move-in ready and thoughtfully upgraded throughout, this home is a must-see!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,068
Sqft
0.16 ac
Lot size
1
Garage
1980
Year built
One
Levels
$304
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,459 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,459/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.1%
$/sqft vs Holiday actives
$304 vs $188
Days on market
6 vs 45 typical
Where $304/sqft sits among the 269 Holiday actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holiday
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holiday. See the full Holiday guide →
The numbers that matter
The Holiday market
$233K → $232K
Holiday median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
165 of 269
Holiday actives have cut their price
Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the Holiday median. See the full Holiday market guide →
Paper trail
This home's history
Reality check
What actually sold near 3420 PALOMA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$274,900
3339 OCIO STREET · same community
2 bd · 2 ba · 1,093 sqft · $252/sqft · 3 DOM
Sold · Jul ’26$181,250
5605 DOLORES · same community
2 bd · 2 ba · 1,032 sqft · $176/sqft · 20 DOM
Sold · Mar ’26$244,900
5647 ELKHORN BOULEVARD · same community
3 bd · 1 ba · 1,032 sqft · $237/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3420 PALOMA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3420 PALOMA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3420 PALOMA DRIVE FAQs
What would the monthly payment be for 3420 PALOMA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,459/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3420 PALOMA DRIVE?+
The most recent tax bill on record (2025) was $2,899. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Holiday?+
At $325,000, this home is listed about 35% above the Holiday median of $239,950. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of REDFIN CORPORATION · David Morales. MLS #TB8540836.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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