CENTURY 21 Edge
$595,000$615,0004 bd2 ba2,226 sqft$267 /sqft$4,068 /mo all-in ↓

10 LINDEN LANE, PALM HARBOR, FL, 34683

Active26 days on marketListed Aug 26, 2026MLS #TB8540911

Reduced $20KPrivate poolSingle Family ResidenceWESTLAKE VILLAGE

About this home

10 LINDEN LANE

Virtually Staged. With the $20K price reduction some of the light touchups needed to turn this house from great to a dream make this the perfect home for your pool house needs! Nestled in the highly sought-after Westlake Village community on a quiet, low-traffic street - this 4 bedroom, 2 bathroom home offers the ultimate blend of comfort, space, and a prime location for Pinellas County living without the worry of flooding! Situated on a large corner lot with plenty of natural touches providing shade, your in-ground pool is perfect for entertaining guests, or just enjoying your own personal slice of Florida sunshine! Designed with a split-floorplan, there is an abundance of common space to utilize to your own liking. Entering the home through large French doors, the stone flooring is a throwback to a time nearly forgotten. The spacious kitchen and dining area provides plenty of room for entertainment. The large primary bedroom and ensuite bathroom is the perfect escape, complete with walk in closets, dual vanities, and plenty of cabinet space. The sliding door to the pool area gives the owner direct access to the covered lanai. The caged pool and lanai has a dry bar complete with pass through window to the kitchen making outdoor entertainment even easier! Inside the kitchen, there is an abundance of oversized cabinet space allowing everything to have a place. The living area and formal dining area are easily interchangeable providing flexibility to the new owner to truly make this their own. The remaining bedrooms share a second bathroom split from the primary suite, and each is sized well for comfort of the occupant or perfect for a home office. The home is well appointed with a newer Maytag microwave and Range, Whirlpool dual zone refrigerator, washer and dryer included. Complete with newer Roof (2021), Water Heater (2020), 4 Ton Air Conditioner (2016), Storm windows and Doors (2017) and a Water Softener (2013).

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,226

Sqft

0.32 ac

Lot size

2

Garage

1979

Year built

One

Levels

$267

Per sqft

Private poolPets allowed

Inside

FlooringBrick/Stone · Ceramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorAttic Fan
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingGarage Door Opener · Ground Level · Off Street
ExteriorPrivate Yard · Rain Gutters

Community & fees

HOA fee$73/mo
Taxes (2025)$4,819/yr
PetsYes
CommunityClubhouse · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,068 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,211
PMI (est., until 20% equity)$223
Property tax — 2025 actual bill$402
HOA fee — from the listing$73
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,500
Interest rate6.00%
Loan term

Estimated payment

$4,068/mo

Principal & interest$3,211
PMI (est., until 20% equity)$223
Property taxes (actual bill)$402
HOA / condo fee$73
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $595K
$532KedgeAI estimate $574,627 · range $555K$612K$637K

vs edgeAI estimate

+3.5%

$/sqft vs Palm Harbor actives

$267 vs $255

Days on market

26 vs 52 typical

Where $267/sqft sits among the 400 Palm Harbor actives

76
84
82 · this home
68
53
37
$155–196$196–236$236–277$277–317$317–358$358+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Westlake Village

Drive times from this address

Tampa Int’l Airport (TPA)34 min
Downtown Tampa38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

Westlake Village — neighborhood snapshot

Population

1,504

Median age

47

Median income

$126,422

Median home value

$474,000

Avg household

3

Households w/ children

150

For the school run

Pinellas County School District

HighPalm Harbor University High★★★★
ElementarySutherland Elementary School★★★★★
MiddlePalm Harbor Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$420K$445K

Palm Harbor median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

232 of 400

Palm Harbor actives have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 59% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →

Paper trail

This home's history

CurrentPrice reduced to $595,000 $20K
Aug 26, 2026Listed at $615,000 · 26 days on market since
1979Built · WESTLAKE VILLAGE

Reality check

What actually sold near 10 LINDEN LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

995 ROLLING HILLS DRIVESold · Dec ’25

$549,900

995 ROLLING HILLS DRIVE · same community

4 bd · 3 ba · 2,222 sqft · $247/sqft · 38 DOM

765 SANDY HOOK ROADSold · Jan ’26

$590,000

765 SANDY HOOK ROAD · same community

4 bd · 2 ba · 2,336 sqft · $253/sqft · 49 DOM

75 WOODCUTTER LANESold · May ’26

$646,000

75 WOODCUTTER LANE · same community

4 bd · 3 ba · 2,376 sqft · $272/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10 LINDEN LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10 LINDEN LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10 LINDEN LANE FAQs

What would the monthly payment be for 10 LINDEN LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,068/mo — principal and interest, the actual property-tax bill, the $73/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10 LINDEN LANE?+

The association fee works out to $73 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10 LINDEN LANE?+

The most recent tax bill on record (2025) was $4,819. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10 LINDEN LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $595,000, this home is listed about 58% above the Palm Harbor median of $377,495. The market section on this page shows how the area is trending.

Which schools are assigned to 10 LINDEN LANE?+

Palm Harbor University High (high), Sutherland Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$595,000 runs 59% above the PALM HARBOR 34683 median — but at 2,226 sqft it's also 52% larger than the typical Palm Harbor listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Palm Harbor University High, Sutherland Elementary School, Palm Harbor Middle School — Palm Harbor University High rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $615,000, now $595,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of ALIGN RIGHT REALTY CARROLLWOOD · Patrick Rolfe. MLS #TB8540911.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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10 LINDEN LANE, PALM HARBOR, FL — 4 Bed, 2 Bath — $595,000 | CENTURY 21 Edge