CENTURY 21 Edge
$509,000$519,0006 bd3.5 ba3,386 sqft$150 /sqft$3,966 /mo all-in ↓

9530 NATHANIEL LANE, LAND O LAKES, FL, 34638

Active30 days on marketListed Aug 21, 2026MLS #TB8541086

Reduced $10KSingle Family ResidenceASBEL ESTATES

About this home

9530 NATHANIEL LANE

NEED MORE SPACE WITHOUT SACRIFICING COMFORT, PRIVACY OR A BEAUTIFUL VIEW? Welcome to this updated 6-BEDROOM, 3.5-BATHROOM residence offering 3,386 SQUARE FEET of flexible living space on a FULLY FENCED CORNER HOMESITE with a TRANQUIL BACKYARD POND VIEW in desirable Asbel Estates. Designed for the way you live today, the expansive floor plan offers multiple living and gathering areas with plenty of room for entertaining, working from home, hosting guests, creating a media room or designing the home gym you have always wanted. HIGH CEILINGS and abundant natural light enhance the open and inviting atmosphere, while updated LVP FLOORING provides a stylish, cohesive and easy-to-maintain finish throughout. At the center of the home, the spacious kitchen flows seamlessly into the main living area and features abundant cabinetry, generous counter space and STAINLESS STEEL APPLIANCES creating a comfortable setting for everyday living and effortless entertaining. A highly desirable MAIN-FLOOR PRIMARY SUITE provides privacy and convenience, complete with a spacious bedroom, private bath and generous storage. Upstairs, five additional bedrooms. exceptional versatility for guests, offices, hobbies or additional living space allowing the home to evolve with your needs. Step outside to the FULLY FENCED BACKYARD, where mature trees and peaceful WATER VIEWS create a relaxing backdrop for morning coffee, outdoor dining and evenings at home. The pond setting gives the backyard a sense of openness and tranquility rarely found at this price point. The CORNER LOT, two-car garage and additional driveway parking provide even more everyday functionality. Asbel Estates offers scenic ponds and conservation areas along with a dog park, playground, basketball court and sand volleyball court. Convenient access to shopping, dining, parks, schools and major commuter routes completes the package. SIX BEDROOMS. OVER 3,300 SQUARE FEET. A MAIN-FLOOR PRIMARY SUITE. A FULLY FENCED BACKYARD WITH POND VIEWS. This home delivers the space, flexibility and setting you have been searching for. Schedule your private tour today.

Facts & features

The home at a glance

6

Bedrooms

3.5

Bathrooms

3,386

Sqft

0.14 ac

Lot size

2

Garage

2010

Year built

Two

Levels

$150

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Recycled/Composite Flooring
AppliancesConvection Oven · Dishwasher · Microwave
InteriorHigh Ceilings · Kitchen/Family Room Combo · Primary Bedroom Main Floor
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationSlab
FacesWest
ExteriorOther

Community & fees

Taxes (2025)$7,015/yr
PetsNumber Limit, Yes

Utilities & systems

UtilitiesCable Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,966 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,996
FHA mortgage insurance (est.)$225
Property tax — 2025 actual bill$585
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,815Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,815
Interest rate6.00%
Loan term

Estimated payment

$3,966/mo

Principal & interest$2,996
FHA mortgage insurance (est.)$225
Property taxes (actual bill)$585
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Land O Lakes actives

$150 vs $205

Days on market

30 vs 43 typical

Where $150/sqft sits among the 400 Land O Lakes actives

114 · this home
137
76
31
16
26
$150–183$183–216$216–249$249–282$282–315$315+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Land O Lakes

Drive times from this address

Downtown Tampa41 min
Tampa Int’l Airport (TPA)44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Land O Lakes. See the full Land O Lakes guide →

LAND O LAKES 34638 — neighborhood snapshot

Population

35,900

Median age

37.7

Median income

$117,931

Median home value

$378,200

Avg household

3.15

Households w/ children

5,294

For the school run

Pasco County School District

ElementaryConnerton Elementary School★★★★★
HighLand O' Lakes High School★★★★
MiddlePine View Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Land O Lakes market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$423K$414K

Land O Lakes median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

238 of 400

Land O Lakes actives have cut their price

Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →

Paper trail

This home's history

CurrentPrice reduced to $509,000 $10K
Aug 21, 2026Listed at $519,000 · 30 days on market since
2010Built · ASBEL ESTATES

Reality check

What actually sold near 9530 NATHANIEL LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

18441 NEW LONDON AVENUESold · May ’26

$587,500

18441 NEW LONDON AVENUE · same community

5 bd · 3 ba · 3,406 sqft · $172/sqft · 54 DOM

9645 JAYBIRD LANESold · Jun ’26

$365,000

9645 JAYBIRD LANE · same community

3 bd · 2 ba · 2,217 sqft · $165/sqft · 3 DOM

9528 BATON ROUGE LANESold · Oct ’25

$369,000

9528 BATON ROUGE LANE · same community

4 bd · 3 ba · 2,136 sqft · $173/sqft · 43 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 9530 NATHANIEL LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9530 NATHANIEL LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9530 NATHANIEL LANE FAQs

What would the monthly payment be for 9530 NATHANIEL LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,966/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9530 NATHANIEL LANE?+

The most recent tax bill on record (2025) was $7,015. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9530 NATHANIEL LANE?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Land O Lakes?+

At $509,000, this home is listed about 21% above the Land O Lakes median of $419,450. The market section on this page shows how the area is trending.

Which schools are assigned to 9530 NATHANIEL LANE?+

Connerton Elementary School (elementary), Land O' Lakes High School (high), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$509,000 runs 38% above the LAND O LAKES 34638 median — but at 3,386 sqft it's also 66% larger than the typical Land O Lakes listing.

02Strong assigned schools

Connerton Elementary School, Land O' Lakes High School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $519,000, now $509,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of COMPASS FLORIDA LLC · Mariana Murillo Carvajal. MLS #TB8541086.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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