12499 82ND TERRACE, SEMINOLE, FL, 33772
Active50 days on marketListed Aug 21, 2026MLS #TB8541192
About this home
12499 82ND TERRACE
SEMINOLE BEAUTY WITH SOLAR & HEATED SALTWATER POOL! Welcome to this beautifully maintained 3-bedroom, 2-bathroom pool home in Seminole, offering 1,407 heated square feet plus an enclosed 264-square-foot Florida room. The desirable split-bedroom floor plan provides both comfort and privacy, with spacious living areas designed for everyday living and entertaining. The inviting kitchen features beautiful wood cabinetry, stainless steel appliances, granite countertops, and a charming breakfast nook. The spacious family room showcases tile flooring and crown molding, while the updated primary suite offers a full ensuite. Two additional bedrooms and a full bathroom are thoughtfully positioned on the opposite side of the home. Step outside and embrace the Florida lifestyle with a screen-enclosed, heated saltwater pool, creating a private oasis for relaxing and entertaining. The property also features solar and a generous yard with plenty of space to enjoy the outdoors. The enclosed 264-square-foot Florida room, finished with ceramic tile, offers versatile additional living space for a game room, home office, playroom, or entertaining area. A new hurricane-strength sliding door provides added protection and peace of mind. The attached two-car garage offers washer/dryer hookups and convenient side-yard access. Additional features include a water softener, irrigation system, privacy fencing, and a storage shed with tie-downs and electric. The spacious side yard provides room for additional vehicles or a boat. Ideally located near Seminole City Center, Seminole schools, the Pinellas Trail, shopping, restaurants, parks, and the beautiful Gulf beaches. Come experience the best of the Seminole lifestyle—where comfort, convenience, and Florida living come together
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,407
Sqft
0.18 ac
Lot size
2
Garage
1981
Year built
One
Levels
$355
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,740 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,740/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10%
$/sqft vs Seminole actives
$355 vs $247
Days on market
50 vs 54 typical
Where $355/sqft sits among the 325 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Boca Ciega Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Boca Ciega Ridge — neighborhood snapshot
Population
1,014
Median age
44
Median income
$100,435
Median home value
$385,900
Avg household
3
Households w/ children
79%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
172 of 325
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 147% above the SEMINOLE 33772 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 12499 82ND TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$333,000
11401 66TH AVENUE
2 bd · 1.5 ba · 1,408 sqft · $237/sqft · 11 DOM
Sold · May ’26$440,000
11781 68TH AVENUE
2 bd · 2 ba · 1,383 sqft · $318/sqft · 15 DOM
Sold · Dec ’25$288,600
951 182ND AVENUE E
3 bd · 2 ba · 1,338 sqft · $216/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12499 82ND TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12499 82ND TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12499 82ND TERRACE FAQs
What would the monthly payment be for 12499 82ND TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,740/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12499 82ND TERRACE?+
The most recent tax bill on record (2025) was $4,982. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Seminole?+
At $499,999, this home is listed about 38% above the Seminole median of $362,500. The market section on this page shows how the area is trending.
Which schools are assigned to 12499 82ND TERRACE?+
Richard O Jacobson Technical High School At Seminole (high), Bauder Elementary School (elementary), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$499,999 runs 147% above the SEMINOLE 33772 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Richard O Jacobson Technical High School At Seminole, Bauder Elementary School, Seminole Middle School — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $515,000, now $499,999 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NARZINSKY REALTY INC · Amy Doyle. MLS #TB8541192.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Seminole homes, in your inbox
Like 12499 82ND TERRACE but not quite? A daily digest of every new listing in Seminole — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Bridget to ping you on any price or status change →