1403 TRAILWATER STREET, RUSKIN, FL, 33570
Active32 days on marketListed Aug 21, 2026MLS #TB8541283
About this home
1403 TRAILWATER STREET
Virtually Staged. Discover the perfect blend of modern comfort and timeless charm in this beautifully renovated 3 bedroom, 2 ½ bath home at 1403 Trailwater Street in the Hawk’s Point Community of Ruskin. Step inside to find a designer-inspired interior where every detail has been carefully considered. As soon as you enter, the opened staircase allows full view of the bright expansive living area. Your eye is captured by the warm luxury vinyl plank flooring that flows throughout the 1,577 square feet of living space, complemented by rich, dark woodwork and elegant glass door knobs that add a touch of elegance. The sun-drenched dining area opens to the patio overlooking tranquil greenery. The elegant kitchen features modern solid wood cabinetry with crown molding, gorgeous gold hardware, updated fixtures, sleek granite countertops with custom tile backsplash, stainless steel appliances including new microwave, breakfast bar, and pantry. An airy 1/2 bath on the first floor has been completely transformed, offering clean lines, granite countertops, modern fixtures, and fresh tile floor. The second floor boasts a laundry area complete with frontload Samsung washer and dryer on pedestals and ample storage above. The striking primary suite offers a luxurious spa-like bath with convenient double sinks, rejuvenating walk-in shower, and a large walk-in closet. Two additional bedrooms provide ample closet space and natural lighting, while the main bath matches the ½ bath below delivering both style and functionality. Fully renovated and move-in-ready, no part of this home has been left untouched with a new roof, fresh paint and stunning new light fixtures inside and out, updated staircase, completely revamped kitchen and bathrooms and new flooring throughout. This home resides within a desirable gated community, offering an added layer of security. Situated on a lot with a beautiful back yard, the property backs up to a peaceful greenbelt for added privacy. Residents enjoy access to 2 resort-style pools, dog park, playground and fitness center. The convenient location places you moments from the interstate, the new Publix, and top-rated schools, striking an ideal balance between peaceful neighborhood living and easy access to daily necessities. Priced at $359,000, this move in ready residence presents a rare opportunity to own affordable luxury in a community that feels just right.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,577
Sqft
0.1 ac
Lot size
2
Garage
2015
Year built
Two
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,951 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,951/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.4%
$/sqft vs HAWKS POINT PH 1C-2 & 1D
$221 vs $176
Days on market
32 vs 56 typical
Where $221/sqft sits among the 6 homes for sale in HAWKS POINT PH 1C-2 & 1D
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$315K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
5 of 6
HAWKS POINT PH 1C-2 & 1D have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1403 TRAILWATER STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$268,830
1505 TRAILWATER STREET · same community
3 bd · 2 ba · 1,501 sqft · $179/sqft · 51 DOM
Sold · Apr ’26$307,000
1920 CITRUS LAKE COURT · same community
4 bd · 2.5 ba · 2,343 sqft · $131/sqft · 27 DOM
Sold · Jan ’26$288,000
1916 HAWKS VIEW DRIVE · same community
3 bd · 2.5 ba · 2,452 sqft · $117/sqft · 99 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Moe Thouk Oo
Licensed Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 1403 TRAILWATER STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1403 TRAILWATER STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1403 TRAILWATER STREET FAQs
What would the monthly payment be for 1403 TRAILWATER STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,951/mo — principal and interest, the actual property-tax bill, the $95/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1403 TRAILWATER STREET?+
The association fee works out to $95 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1403 TRAILWATER STREET?+
The most recent tax bill on record (2025) was $5,846. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1403 TRAILWATER STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $349,000, this home is priced right at the Ruskin median.
Which schools are assigned to 1403 TRAILWATER STREET?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Jacquelyn Stone. MLS #TB8541283.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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