2323 CAMORS ROAD, JAY, FL, 32565
Active36 days on marketListed Aug 22, 2026MLS #TB8541451
About this home
2323 CAMORS ROAD
Virtually Staged. PRICED TO SELL!!! DON’T MISS THIS OPPORTUNITY TO OWN A SPACIOUS HOME ON 1 FULL ACRE! This 3-bedroom, 2-bath home offers approximately 1,280 square feet of living space with a functional layout and plenty of room to make it your own. Inside, you’ll find a comfortable living area that flows into the dining space and kitchen, featuring ample wood cabinetry, generous counter space, a breakfast bar, and plenty of storage. The split-bedroom layout provides added privacy, while the spacious primary suite includes its own private bath with dual sinks and a large soaking tub. Two additional bedrooms and a second full bathroom provide flexibility for family, guests, or a home office. The home also features an interior laundry area and abundant natural light throughout. Outside, the 1-acre homesite offers a peaceful, wooded setting with plenty of privacy and room to enjoy the outdoors. Whether you’re looking for an affordable primary residence, investment opportunity, or a property you can update and personalize, this home offers great potential in a quiet country setting! One or more photo(s) has been virtually staged and renovated, AI generated or rendered.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,280
Sqft
1 ac
Lot size
1996
Year built
One
Levels
$64
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$698 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$698/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−67.5%
$/sqft vs NONE
$64 vs $314
Days on market
36 vs 32 typical
Where $64/sqft sits among the 240 homes for sale in NONE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Jay
Get to know Jay. See the full Jay guide →
JAY 32565 — neighborhood snapshot
Population
5,653
Median age
40.2
Median income
$76,838
Median home value
$214,700
Avg household
2.74
Households w/ children
591
For the school run
Santa Rosa County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Jay market
123 of 240
NONE have cut their price
Paper trail
This home's history
Reality check
What actually sold near 2323 CAMORS ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$450,000
8225 WAKEFORD ROAD · same community
3 bd · 2.5 ba · 1,339 sqft · $336/sqft · 10 DOM
Sold · Dec ’25$185,000
18350 NE 19TH COURT · same community
3 bd · 2 ba · 1,434 sqft · $129/sqft · 3 DOM
Sold · Jan ’26$295,000
404 S BLUE LAKE AVENUE · same community
3 bd · 2 ba · 1,465 sqft · $201/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2323 CAMORS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2323 CAMORS ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2323 CAMORS ROAD FAQs
What would the monthly payment be for 2323 CAMORS ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $698/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2323 CAMORS ROAD?+
The most recent tax bill on record (2025) was $240. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2323 CAMORS ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Jay?+
At $81,800, this home is priced right at the Jay median.
Which schools are assigned to 2323 CAMORS ROAD?+
Jay Elementary School (elementary), Jay High School (high) — Santa Rosa County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARZUCCO REAL ESTATE · Rick Haas. MLS #TB8541451.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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