CENTURY 21 Edge
$599,000$649,9005 bd5 ba2,346 sqft$255 /sqft≈$3,915 /mo all-in ↓

5408 PENTAIL CIRCLE, TAMPA, FL, 33625

Active48 days on marketListed Aug 25, 2026MLS #TB8541603

✦ Reduced $51KPrivate poolSingle Family ResidenceSUGARWOOD GROVE

About this home

5408 PENTAIL CIRCLE

*****BIG OPPORTUNITY WITH A HUGE PRICE REDUCTION ************ POOL HOUSE PLUS TWO APARTMENTS *********** Welcome to a truly unique opportunity in Tampa combining comfortable living, energy efficiency, flexibility, and income-producing potential! This spacious POOL HOME features a main living area with 3 bedrooms and 2 bathrooms, plus TWO ADDITIONAL LIVING SPACES that provide exceptional versatility for extended family, guests, home offices, or potential rental use. The first additional space includes a private bedroom, kitchen, and small living area, creating an ideal MOTHER-IN-LAW SUITE. A second efficiency-style space features its own bedroom, bathroom, kitchen, and small living area. These additional spaces provide excellent flexibility and potential for supplemental rental income. Adding even more convenience and privacy, the property features TWO SEPARATE LAUNDRY AREAS—one dedicated to the main residence and a second laundry area conveniently serving the mother-in-law suite and efficiency space. This thoughtful setup makes the additional living areas even more functional for extended family or potential occupants. Major improvements include a RECENTLY RENOVATED ROOF IN 2024, providing additional value and peace of mind for the next owner. ENERGY EFFICIENCY is another outstanding feature! The home is equipped with SOLAR PANELS designed to significantly reduce electricity expenses, with the potential for very low energy costs depending on consumption, solar production, utility charges, and system terms. Solar will be full paid at closing. Step outside and enjoy the Florida lifestyle in your PRIVATE POOL AREA, completely fenced for added privacy and featuring a dedicated BBQ area, a convenient INDEPENDENT POOL BATHROOM—perfect for entertaining family and friends without having to enter the main residence. Need parking? This property delivers! The EXTRA-LARGE DRIVEWAY provides space for approximately 10 VEHICLES, an exceptional and hard-to-find feature. Whether you're looking for a spacious primary residence with room for extended family, a multi-generational living arrangement, or a property with additional spaces that may provide supplemental income, this home provides remarkable flexibility. POOL HOME + 2024 ROOF + SOLAR ENERGY + TWO ADDITIONAL LIVING SPACES + TWO LAUNDRY AREAS + INCOME POTENTIAL + OVERSIZED PARKING—all in a convenient Tampa location. Schedule your private showing and discover everything this unique property has for you

Facts & features

The home at a glance

5

Bedrooms

5

Bathrooms

2,346

Sqft

0.21 ac

Lot size

1980

Year built

Two

Levels

$255

Per sqft

Private poolFireplace

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Stone Counters
LaundryLaundry Closet · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorFrench Doors · Private Mailbox · Sliding Doors

Community & fees

Taxes (2025)$3,584/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,915 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$299
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,900
Interest rate6.00%
Loan term

Estimated payment

$3,915/mo

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property taxes (actual bill)$299
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $599K
$483KedgeAI estimate $532,024 · range $503K–$572K$623K

vs edgeAI estimate

+12.6%

$/sqft vs Tampa actives

$255 vs $289

Days on market

48 vs 64 typical

Where $255/sqft sits among the 400 Tampa actives

261 · this home
73
18
15
5
28
$151–355$355–558$558–762$762–965$965–1169$1169+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Drive times from this address

Tampa Int’l Airport (TPA)≈ 17 min
Downtown Tampa≈ 20 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33625 — neighborhood snapshot

Population

29,341

Median age

42.4

Median income

$83,907

Median home value

$341,600

Avg household

2.53

Households w/ children

3,127

For the school run

Hillsborough County School District

MiddleSergeant Paul R Smith Middle School★★★★★
ElementaryNorthwest Elementary School★★★★★
HighSickles High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$413K → $430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

232 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% above the TAMPA 33625 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $599,000 ▼ $51K
Aug 25, 2026Listed at $649,900 · 48 days on market since
1980Built · SUGARWOOD GROVE

Reality check

What actually sold near 5408 PENTAIL CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5426 PENTAIL CIRCLESold · Feb ’26

$550,000

5426 PENTAIL CIRCLE · same community

4 bd · 2 ba · 1,953 sqft · $282/sqft · 26 DOM

5511 RAVEN COURTSold · Jul ’26

$355,000

5511 RAVEN COURT · same community

3 bd · 2.5 ba · 1,822 sqft · $195/sqft · 29 DOM

5519 FULMAR DRIVESold · Sep ’26

$454,900

5519 FULMAR DRIVE · same community

3 bd · 2 ba · 1,689 sqft · $269/sqft · 180 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 5408 PENTAIL CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5408 PENTAIL CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5408 PENTAIL CIRCLE FAQs

What would the monthly payment be for 5408 PENTAIL CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,915/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5408 PENTAIL CIRCLE?+

The most recent tax bill on record (2025) was $3,584. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tampa?+

At $599,000, this home is listed about 38% above the Tampa median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5408 PENTAIL CIRCLE?+

Sergeant Paul R Smith Middle School (middle), Northwest Elementary School (elementary), Sickles High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$599,000 runs 39% above the TAMPA 33625 median — but at 2,346 sqft it's also 49% larger than the typical Tampa listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Sergeant Paul R Smith Middle School, Northwest Elementary School, Sickles High School, Patricia Sullivan Metropolitan Ministries Partnership School — Northwest Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $649,900, now $599,000 — a $51K cut. The full history is in the market section below.

Listing courtesy of SHARKS REALTY GROUP LLC · Maria Onoro. MLS #TB8541603.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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